Rancho Mirage, CA First Time Homebuyer

Hundreds of first time homebuyers across Rancho Mirage, CA are ready for home ownership.  Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help first home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying challenges presented by 2022 Rancho Mirage mortgage guidelines. Our mission is to get you approved and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to find a payment you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for the home of your dreams.
  • Secure a loan and purchase your new home!

First Time Homebuyer Options

First time homebuyers in Rancho Mirage, CA have so many options.  With a CONVENTIONAL or FHA mortgage, borrowers can buy with as little as 3% down.  For those who still lack the down payment check out our First Time Homebuyer Grant.  For Veterans (VA loan) or those looking to buy in rural areas (USDA Loan) we have no money down options.  New Alternative mortgage programs in 2022 give homebuyers the option to qualify even with bank statements.  First time homebuyer experts are standing by near Rancho Mirage, CA and ready to help.  Connect with a licensed first time homebuyer specialist, ask questions, see if you qualify, and get free quotes. Call (888)416-0920

Mortgage Brokers near Rancho Mirage, CA

When it comes to Rancho Mirage, California home loans, Mortgage Brokers have more options.  Regardless of what a consumer thinks, Rancho Mirage Mortgage Brokers offer a wholesale rate and lower costs.  Going directly to the bank or a mortgage lender is not a better option.  If you are in doubt, it is always a good idea to get a couple of quotes and compare them.  If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920.  A Rancho Mirage, CA Mortgage Broker will be able to offer you more programs.  Banks and Lenders have set mortgage guidelines including set credit score limits.  Mortgage Brokers in Rancho Mirage can work with all types of credit scores.

Working around Credit Issues with Top Rated Specialists

The Rancho Mirage home mortgage team is celebrating its 25th year in business.  Our experience allows for consumer mortgage confidence especially with first time home buyers.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you.

Get on the Path to Home Ownership. We got your Back!
First Home Buyers Rancho Mirage, CA
Get Pre-Qualified Now

    First Homebuyer Benefits in Rancho Mirage, CA

    • Little to no money down
    • Wholesale mortgage rates
    • Bruised credit excepted
    • Bankruptcies, Foreclosures, Short Sales Okay
    • Grants for down payment
    • Gift Funds Allowed

    Find your First Home Loan near Rancho Mirage, CA (888)416-0920.

    Rancho Mirage is a city in Riverside County, California, United States. The population was 17,218 at the 2010 census, up from 13,249 at the 2000 census, but the seasonal (part-time) population can exceed 20,000. Incorporated in 1973 and located between Cathedral City and Palm Desert, it is one of the nine cities of the Coachella Valley (Palm Springs area).[6]

    It is home to and has been home to a number of celebrities, including Don Sutton, Frank Sinatra, Dean Martin, Bing Crosby, Sammy Davis Jr., Lucille Ball, Bob Hope, Billie Dove and Gerald and Betty Ford.[7][8] It is a low-density desert-resort community with resorts, golf courses, and country clubs in the Coachella Valley within the Colorado Desert section of the Sonoran Desert.[9][10] It is nestled along the foothills of the Santa Rosa Mountains in the south and is located between the cities of Palm Springs and Palm Desert. It is adjacent to Cathedral City, Palm Desert, and Unincorporated Thousand Palms.[11][12]