Mira Monte, CA First Time Homebuyer

Hundreds of first time homebuyers across Mira Monte, CA are ready for home ownership.  Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help first home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying challenges presented by 2024 Mira Monte mortgage guidelines. Our mission is to get you approved and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to find a payment you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for the home of your dreams.
  • Secure a loan and purchase your new home!

First Time Homebuyer Options

First time homebuyers in Mira Monte, CA have so many options.  With a CONVENTIONAL or FHA mortgage, borrowers can buy with as little as 3% down.  For those who still lack the down payment check out our First Time Homebuyer Grant.  For Veterans (VA loan) or those looking to buy in rural areas (USDA Loan) we have no money down options.  New Alternative mortgage programs in 2024 give homebuyers the option to qualify even with bank statements.  First time homebuyer experts are standing by near Mira Monte, CA and ready to help.  Connect with a licensed first time homebuyer specialist, ask questions, see if you qualify, and get free quotes. Call (888)416-0920

Mortgage Brokers near Mira Monte, CA

When it comes to Mira Monte, California home loans, Mortgage Brokers have more options.  Regardless of what a consumer thinks, Mira Monte Mortgage Brokers offer a wholesale rate and lower costs.  Going directly to the bank or a mortgage lender is not a better option.  If you are in doubt, it is always a good idea to get a couple of quotes and compare them.  If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920.  A Mira Monte, CA Mortgage Broker will be able to offer you more programs.  Banks and Lenders have set mortgage guidelines including set credit score limits.  Mortgage Brokers in Mira Monte can work with all types of credit scores.

Working around Credit Issues with Top Rated Specialists

The Mira Monte home mortgage team is celebrating its 27th year in business.  Our experience allows for consumer mortgage confidence especially with first time home buyers.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you.

Get on the Path to Home Ownership. We got your Back!
First Home Buyers Mira Monte, CA
Get Pre-Qualified Now

    First Homebuyer Benefits in Mira Monte, CA

    • Little to no money down
    • Wholesale mortgage rates
    • Bruised credit excepted
    • Bankruptcies, Foreclosures, Short Sales Okay
    • Grants for down payment
    • Gift Funds Allowed

    Find your First Home Loan near Mira Monte, CA (888)416-0920.

    Mira Monte (/ˌmɪərə ˈmɒnti/ (listen); Spanish for “Mountain View”) is a rural community in Ventura County, California, United States. Mira Monte is located in between the communities of Oak View, Meiners Oaks, and southwest of the City of Ojai, California. For statistical purposes, the United States Census Bureau has defined Mira Monte as a census-designated place (CDP). The census definition of the area may not precisely correspond to local understanding of the area with the same name.[6] According to the 2020 census, the population of Mira Monte is 6,618, down from 6,845 at the 2010 census.

    The Ventura River forms the western boundary of the community with the base of Sulfur mountain running along the east boundary.[7] California State Route 33 and Route 150 bisect the community. Mira Monte was served by the Ventura and Ojai Valley Railroad from 1898 to 1969.[8]

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