Pollock Pines, CA First Time Homebuyer

Hundreds of first time homebuyers across Pollock Pines, CA are ready for home ownership.  Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help first home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying challenges presented by 2023 Pollock Pines mortgage guidelines. Our mission is to get you approved and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to find a payment you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for the home of your dreams.
  • Secure a loan and purchase your new home!

First Time Homebuyer Options

First time homebuyers in Pollock Pines, CA have so many options.  With a CONVENTIONAL or FHA mortgage, borrowers can buy with as little as 3% down.  For those who still lack the down payment check out our First Time Homebuyer Grant.  For Veterans (VA loan) or those looking to buy in rural areas (USDA Loan) we have no money down options.  New Alternative mortgage programs in 2023 give homebuyers the option to qualify even with bank statements.  First time homebuyer experts are standing by near Pollock Pines, CA and ready to help.  Connect with a licensed first time homebuyer specialist, ask questions, see if you qualify, and get free quotes. Call (888)416-0920

Mortgage Brokers near Pollock Pines, CA

When it comes to Pollock Pines, California home loans, Mortgage Brokers have more options.  Regardless of what a consumer thinks, Pollock Pines Mortgage Brokers offer a wholesale rate and lower costs.  Going directly to the bank or a mortgage lender is not a better option.  If you are in doubt, it is always a good idea to get a couple of quotes and compare them.  If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920.  A Pollock Pines, CA Mortgage Broker will be able to offer you more programs.  Banks and Lenders have set mortgage guidelines including set credit score limits.  Mortgage Brokers in Pollock Pines can work with all types of credit scores.

Working around Credit Issues with Top Rated Specialists

The Pollock Pines home mortgage team is celebrating its 25th year in business.  Our experience allows for consumer mortgage confidence especially with first time home buyers.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you.

Get on the Path to Home Ownership. We got your Back!
First Home Buyers Pollock Pines, CA
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    First Homebuyer Benefits in Pollock Pines, CA

    • Little to no money down
    • Wholesale mortgage rates
    • Bruised credit excepted
    • Bankruptcies, Foreclosures, Short Sales Okay
    • Grants for down payment
    • Gift Funds Allowed

    Find your First Home Loan near Pollock Pines, CA (888)416-0920.

    Pollock Pines is a census-designated place (CDP) in El Dorado County, California, United States. It is part of the Sacramento–Arden-Arcade–Roseville Metropolitan Statistical Area. Pollock Pines lies at an elevation of 3,980 feet (1,210 m) in the Sierra Nevada. The population was 6,871 at the 2010 census, up from 4,728 at the 2000 census.

    Pollock Pines receives annual snowfall between 6 inches (150 mm) and 6 feet (1.8 m). The town sits on the westward side of the Sierra Nevada and receives several inches of precipitation each year. According to the United States Census Bureau, the CDP has a total area of 8.0 square miles (21 km2), over 99% of it land.