Rancho Cucamonga, CA FHA Home Loans

FHA home loans continue to be a popular mortgage choice for Rancho Cucamonga, California home buyers and those looking to refinance.  In fact the FHA has been helping people own homes in cities like Rancho Cucamonga since 1934.  Simplified 2024  guidelines include easier qualifications with low down payments.  Even better Rancho Cucamonga consumers can keep their down payment in the bank with the help of the Rancho Cucamonga, CA FHA home buyer grant.  Credit scores will play a major factor in determining if and what FHA program will be available to you.

Rancho Cucamonga FHA quotes are always free, get started by calling (888)416-0920.  FHA experts are standing by near Rancho Cucamonga, CA and ready to help.  Connect with a licensed home FHA specialist, ask questions and find out if you qualify.

  • 560 FICO – 10% Down
  • 580 FICO – 3.5% Down – Call to Check Grant Eligibility
  • 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
  • Gift funds can be used on FHA transactions if needed.

Mortgage Brokers offer Lower FHA Rates and Costs

When it comes to Rancho Cucamonga, CA FHA loans, Mortgage Brokers have more options.  Regardless of what a consumer thinks, Rancho Cucamonga, CA Mortgage Brokers offer a wholesale rate and lower costs.  Going directly to the bank or a mortgage lender is not a better option.  If you are in doubt, it is always a good idea to get a couple of quotes and compare them.  If you still don’t understand the difference between Rancho Cucamonga FHA wholesale and retail mortgage rates call (888)416-0920.  A Rancho Cucamonga, CA Mortgage Broker will be able to offer you more programs.  Banks and Lenders have set mortgage guidelines including set credit score limits.  Mortgage Brokers in Rancho Cucamonga, CA can work with all types of credit scores.

Working with Top Rated FHA Specialists

The Rancho Cucamonga FHA Mortgage team is celebrating its 26th year in business.  Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans.  Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.

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FHA Home Loan in Rancho Cucamonga, CA
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    FHA Benefits in Rancho Cucamonga, CA

    • Lower Rates
    • Lower Payments
    • Fixed Payments
    • Easier Qualifications
    • FHA Grants for Down Payment
    • Gift Funds Allowed

    Find your FHA Mortgage near Rancho Cucamonga, CA (888)416-0920.

    Rancho Cucamonga was a 13,045-acre (20.383 sq mi; 52.79 km2) Mexican land grant in present-day San Bernardino County, California, given in 1839 to the dedicated soldier, smuggler and politician Tiburcio Tapia by Mexican governor Juan Bautista Alvarado.[1] The grant formed parts of present-day California cities Rancho Cucamonga and Upland. It extended easterly from San Antonio Creek to what is now Hermosa Avenue, and from today’s Eighth Street to the mountains.[2][3]

    The Mission San Gabriel established the Rancho Cucamonga as a site for grazing their cattle. In 1839, the rancho was granted by the Mexican governor of California to Tiburcio Tapia, a wealthy Los Angeles merchant. Tapia transferred his cattle to Cucamonga and built a fort-like adobe house on Red Hill. The Rancho was inherited by Tapia’s daughter, Maria Merced Tapia de Prudhomme, and her husband Leon Victor Prudhomme.

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