Lake Nacimiento, CA FHA Home Loans
FHA home loans continue to be a popular mortgage choice for Lake Nacimiento, California home buyers and those looking to refinance. In fact the FHA has been helping people own homes in cities like Lake Nacimiento since 1934. Simplified 2024 guidelines include easier qualifications with low down payments. Even better Lake Nacimiento consumers can keep their down payment in the bank with the help of the Lake Nacimiento, CA FHA home buyer grant. Credit scores will play a major factor in determining if and what FHA program will be available to you.
Lake Nacimiento FHA quotes are always free, get started by calling (888)416-0920. FHA experts are standing by near Lake Nacimiento, CA and ready to help. Connect with a licensed home FHA specialist, ask questions and find out if you qualify.
- 560 FICO – 10% Down
- 580 FICO – 3.5% Down – Call to Check Grant Eligibility
- 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
- Gift funds can be used on FHA transactions if needed.
Mortgage Brokers offer Lower FHA Rates and Costs
When it comes to Lake Nacimiento, CA FHA loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Lake Nacimiento, CA Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between Lake Nacimiento FHA wholesale and retail mortgage rates call (888)416-0920. A Lake Nacimiento, CA Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Lake Nacimiento, CA can work with all types of credit scores.
Working with Top Rated FHA Specialists
The Lake Nacimiento FHA Mortgage team is celebrating its 26th year in business. Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans. Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.
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FHA Home Loan in Lake Nacimiento, CA
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FHA Benefits in Lake Nacimiento, CA
- Lower Rates
- Lower Payments
- Fixed Payments
- Easier Qualifications
- FHA Grants for Down Payment
- Gift Funds Allowed
Find your FHA Mortgage near Lake Nacimiento, CA (888)416-0920.
Lake Nacimiento is an 18-mile (29 km) long lake on the Nacimiento River in northern San Luis Obispo County, California. The lake contains many arms including Snake Creek and Dip Creek, nearer the dam, and the central Las Tablas and Franklin Creeks. Because of the dragon-like shape created by the positions of these arms, it is sometimes referred to as Dragon Lake. The lake can fill quickly in the winter from river surges resulting from downpours upstream in the Santa Lucia Range so the level is not usually allowed to capacity until May 1 of each year.
Lake Nacimiento has a low fish population due to the high levels of mercury present in the lake, due to runoff from the closed Klau and Buena Vista Mercury Mines, south of the lake.[1] Only a few fisherman manage to catch fish. Consumption of bass, crappies, carps, and catfish from the lake is dangerous, but blue gill and sucker fish may be eaten only once per week safely. The lake is unique among California reservoirs in that it contains, among other species, introduced white bass, which thrive in the lake and spawn in the river and inflowing creeks in spring. In fact, the world fly fishing record for a white bass was broken in 1981 at Lake Nacimiento. The fish was caught by Cory Wells, a member of Three Dog Night. The record stood for over 27 years. Lake Nacimiento can also produce power from a turbine at the base of the dam. According to the Salinas Californian newspaper, the Monterey County Board of Supervisors (Marc Del Piero, Barbara Shipnuck, Dusan Petrovic, Sam Karas, and Karin Strasser-Kaufman) appropriated the funds to build the turbine that increased “green energy” supplies for Monterey County.