Granite Hills, CA FHA Home Loans

FHA home loans continue to be a popular mortgage choice for Granite Hills, California home buyers and those looking to refinance.  In fact the FHA has been helping people own homes in cities like Granite Hills since 1934.  Simplified 2024  guidelines include easier qualifications with low down payments.  Even better Granite Hills consumers can keep their down payment in the bank with the help of the Granite Hills, CA FHA home buyer grant.  Credit scores will play a major factor in determining if and what FHA program will be available to you.

Granite Hills FHA quotes are always free, get started by calling (888)416-0920.  FHA experts are standing by near Granite Hills, CA and ready to help.  Connect with a licensed home FHA specialist, ask questions and find out if you qualify.

  • 560 FICO – 10% Down
  • 580 FICO – 3.5% Down – Call to Check Grant Eligibility
  • 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
  • Gift funds can be used on FHA transactions if needed.

Mortgage Brokers offer Lower FHA Rates and Costs

When it comes to Granite Hills, CA FHA loans, Mortgage Brokers have more options.  Regardless of what a consumer thinks, Granite Hills, CA Mortgage Brokers offer a wholesale rate and lower costs.  Going directly to the bank or a mortgage lender is not a better option.  If you are in doubt, it is always a good idea to get a couple of quotes and compare them.  If you still don’t understand the difference between Granite Hills FHA wholesale and retail mortgage rates call (888)416-0920.  A Granite Hills, CA Mortgage Broker will be able to offer you more programs.  Banks and Lenders have set mortgage guidelines including set credit score limits.  Mortgage Brokers in Granite Hills, CA can work with all types of credit scores.

Working with Top Rated FHA Specialists

The Granite Hills FHA Mortgage team is celebrating its 26th year in business.  Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans.  Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.

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FHA Home Loan in Granite Hills, CA
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    FHA Benefits in Granite Hills, CA

    • Lower Rates
    • Lower Payments
    • Fixed Payments
    • Easier Qualifications
    • FHA Grants for Down Payment
    • Gift Funds Allowed

    Find your FHA Mortgage near Granite Hills, CA (888)416-0920.

    Granite Hills is a census-designated place in San Diego County, California. The name is also applied to a neighborhood within the city limits of El Cajon in the eastern part of that city. The population of the CDP, which does not include the people living within the city of El Cajon, was 3,035 at the 2010 census, down from 3,246 at the 2000 census.

    According to the USGS, Granite Hills is located at 32°48′11″N 116°54′17″W / 32.80306°N 116.90472°W / 32.80306; -116.90472
    (32.8031070, -116.9047476),[2] which is near intersection of Madison Avenue and Greenfield Drive. The part of Granite Hills within the city of El Cajon consists of a “gerrymandered” corridor, approximately 0.25 miles (0.40 km) wide on the south side of Madison Avenue, roughly through the center of the neighborhood. The rest of the neighborhood is on unincorporated land. According to the United States Census Bureau, the Granite Hills CDP is located at 32°48′15″N 116°54′38″W / 32.80417°N 116.91056°W / 32.80417; -116.91056 (32.804101, -116.910522).[2] This is approximately 0.4 miles (0.64 km) west-northwest of where the USGS places Granite Hills. The CDP comprises most of unincorporated El Cajon east of the San Bernardino Meridian, north of Dehesa Road and has a total area of 2.8 square miles (7.3 km2), all land. Mail sent to all parts of Granite Hills is addressed to El Cajon, California.

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