
Cambria, CA FHA Home Loans
FHA home loans continue to be a popular mortgage choice for Cambria, California home buyers and those looking to refinance. In fact the FHA has been helping people own homes in cities like Cambria since 1934. Simplified 2025 guidelines include easier qualifications with low down payments. Even better Cambria consumers can keep their down payment in the bank with the help of the Cambria, CA FHA home buyer grant. Credit scores will play a major factor in determining if and what FHA program will be available to you.
Cambria FHA quotes are always free, get started by calling (888)416-0920. FHA experts are standing by near Cambria, CA and ready to help. Connect with a licensed home FHA specialist, ask questions and find out if you qualify.
- 560 FICO – 10% Down
- 580 FICO – 3.5% Down – Call to Check Grant Eligibility
- 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
- Gift funds can be used on FHA transactions if needed.
Mortgage Brokers offer Lower FHA Rates and Costs
When it comes to Cambria, CA FHA loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Cambria, CA Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between Cambria FHA wholesale and retail mortgage rates call (888)416-0920. A Cambria, CA Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Cambria, CA can work with all types of credit scores.
Working with Top Rated FHA Specialists
The Cambria FHA Mortgage team is celebrating its 28th year in business. Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans. Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.
Get on the Path to Refinancing. We got your Back!
FHA Home Loan in Cambria, CA

Get Pre-Qualified Now
FHA Benefits in Cambria, CA
- Lower Rates
- Lower Payments
- Fixed Payments
- Easier Qualifications
- FHA Grants for Down Payment
- Gift Funds Allowed
Find your FHA Mortgage near Cambria, CA (888)416-0920.
Cambria is a name for Wales, being the Latinised form of the Welsh name for the country, Cymru.[1] The term was not in use during the Roman period (when Wales had not come into existence as a distinct entity). It emerged later, in the medieval period, after the Anglo-Saxon settlement of much of Britain led to a territorial distinction between the new Anglo-Saxon kingdoms (which would become England and Southern Scotland) and the remaining Celtic British kingdoms (which would become Wales and, before their absorption into England, Cornwall to the south and Strathclyde or Hen Ogledd to the north). Latin being the primary language of scholarship in Western Christendom, writers needed a term to refer to the Celtic British territory and coined Cambria based on the Welsh name for it.
The Welsh word Cymru (Wales), along with Cymry (Welsh people), was falsely supposed by 17th-century Celticists to be connected to the Biblical Gomer, or to the Cimbri or the Cimmerians of antiquity. In reality, it is descended from the Brittonic word combrogi, meaning ‘fellow-countrymen’.[2] The name thus conveyed something like ‘[Land of] the Compatriots’. The use of Cymry as a self-designation seems to have arisen in the post-Roman era, to refer collectively to the Brittonic-speaking peoples of Britain, inhabiting what are now Wales, Cornwall, Northern England, and Southern Scotland.[3] It came into use as a self-description probably before the 7th century[4] and is attested (as Kymry) in a praise poem to Cadwallon ap Cadfan (Moliant Cadwallon, by Afan Ferddig) c. 633.[5] In Welsh literature, the word Cymry was used throughout the Middle Ages to describe the Welsh, though the older, more generic term Brythoniaid continued to be used to describe any of the Britonnic peoples (including the Welsh) and was the more common literary term until c. 1100. Thereafter, Cymry prevailed as a reference to the Welsh. Until c. 1560, the word was spelt Kymry or Cymry, regardless of whether it referred to the people or the country; Cymru for the country evolved later.[6] The Latinised form Cambria was coined in the Middle Ages, and was used regularly by Geoffrey of Monmouth.