Diamond Springs, CA FHA Home Loans

FHA home loans continue to be a popular mortgage choice for Diamond Springs, California home buyers and those looking to refinance.  In fact the FHA has been helping people own homes in cities like Diamond Springs since 1934.  Simplified 2024  guidelines include easier qualifications with low down payments.  Even better Diamond Springs consumers can keep their down payment in the bank with the help of the Diamond Springs, CA FHA home buyer grant.  Credit scores will play a major factor in determining if and what FHA program will be available to you.

Diamond Springs FHA quotes are always free, get started by calling (888)416-0920.  FHA experts are standing by near Diamond Springs, CA and ready to help.  Connect with a licensed home FHA specialist, ask questions and find out if you qualify.

  • 560 FICO – 10% Down
  • 580 FICO – 3.5% Down – Call to Check Grant Eligibility
  • 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
  • Gift funds can be used on FHA transactions if needed.

Mortgage Brokers offer Lower FHA Rates and Costs

When it comes to Diamond Springs, CA FHA loans, Mortgage Brokers have more options.  Regardless of what a consumer thinks, Diamond Springs, CA Mortgage Brokers offer a wholesale rate and lower costs.  Going directly to the bank or a mortgage lender is not a better option.  If you are in doubt, it is always a good idea to get a couple of quotes and compare them.  If you still don’t understand the difference between Diamond Springs FHA wholesale and retail mortgage rates call (888)416-0920.  A Diamond Springs, CA Mortgage Broker will be able to offer you more programs.  Banks and Lenders have set mortgage guidelines including set credit score limits.  Mortgage Brokers in Diamond Springs, CA can work with all types of credit scores.

Working with Top Rated FHA Specialists

The Diamond Springs FHA Mortgage team is celebrating its 26th year in business.  Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans.  Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.

Get on the Path to Refinancing. We got your Back!
FHA Home Loan in Diamond Springs, CA
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    FHA Benefits in Diamond Springs, CA

    • Lower Rates
    • Lower Payments
    • Fixed Payments
    • Easier Qualifications
    • FHA Grants for Down Payment
    • Gift Funds Allowed

    Find your FHA Mortgage near Diamond Springs, CA (888)416-0920.

    Diamond Springs (formerly, Diamond Spring and Diamond)[2] is a census-designated place (CDP) in El Dorado County, California, United States. It is part of the Sacramento–Arden-Arcade–Roseville Metropolitan Statistical Area. The population was 11,037 at the 2010 census, up from 4,888 at the 2000 census. The town is registered as California Historical Landmark number 487.[3] It lies at an elevation of 1791 feet (546 m).[4]

    This town, settled in 1848, derived its name from its crystal clear springs. Among the most gold-rich locations in the region, the area produced a 25-pound nugget, one of the largest ever found in El Dorado County. Its most thriving period was in 1851 and, through its lumber, lime production, and agriculture, Diamond Springs has retained some of its early importance.

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