North Fair Oaks, CA FHA Home Loans
FHA home loans continue to be a popular mortgage choice for North Fair Oaks, California home buyers and those looking to refinance. In fact the FHA has been helping people own homes in cities like North Fair Oaks since 1934. Simplified 2024 guidelines include easier qualifications with low down payments. Even better North Fair Oaks consumers can keep their down payment in the bank with the help of the North Fair Oaks, CA FHA home buyer grant. Credit scores will play a major factor in determining if and what FHA program will be available to you.
North Fair Oaks FHA quotes are always free, get started by calling (888)416-0920. FHA experts are standing by near North Fair Oaks, CA and ready to help. Connect with a licensed home FHA specialist, ask questions and find out if you qualify.
- 560 FICO – 10% Down
- 580 FICO – 3.5% Down – Call to Check Grant Eligibility
- 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
- Gift funds can be used on FHA transactions if needed.
Mortgage Brokers offer Lower FHA Rates and Costs
When it comes to North Fair Oaks, CA FHA loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, North Fair Oaks, CA Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between North Fair Oaks FHA wholesale and retail mortgage rates call (888)416-0920. A North Fair Oaks, CA Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in North Fair Oaks, CA can work with all types of credit scores.
Working with Top Rated FHA Specialists
The North Fair Oaks FHA Mortgage team is celebrating its 26th year in business. Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans. Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.
Get on the Path to Refinancing. We got your Back!
FHA Home Loan in North Fair Oaks, CA
Get Pre-Qualified Now
FHA Benefits in North Fair Oaks, CA
- Lower Rates
- Lower Payments
- Fixed Payments
- Easier Qualifications
- FHA Grants for Down Payment
- Gift Funds Allowed
Find your FHA Mortgage near North Fair Oaks, CA (888)416-0920.
North Fair Oaks is a census-designated place and an unincorporated area located in San Mateo County, California adjacent to Redwood City, Atherton, and Menlo Park. As of the 2020 census the area had a total population of 14,027. Because of the large number of residents from one Mexican state the area is also known as Little Michoacán. The larger area including North Fair Oaks and adjacent parts of Redwood City has a large Latino population and is known locally as Little Mexico. The neighborhood is distinctive, as it is one out of only three communities (the others being East Palo Alto and Pescadero) in San Mateo County that have a majority Hispanic population.
Fair Oaks was a residential area north of Menlo Park. In 1923, Menlo Park attempted to incorporate Fair Oaks first, but instead, Fair Oaks incorporated separately as the town of Atherton (see Atherton for details and history). This left North Fair Oaks unincorporated.