Monte Sereno, CA FHA Home Loans
FHA home loans continue to be a popular mortgage choice for Monte Sereno, California home buyers and those looking to refinance. In fact the FHA has been helping people own homes in cities like Monte Sereno since 1934. Simplified 2024 guidelines include easier qualifications with low down payments. Even better Monte Sereno consumers can keep their down payment in the bank with the help of the Monte Sereno, CA FHA home buyer grant. Credit scores will play a major factor in determining if and what FHA program will be available to you.
Monte Sereno FHA quotes are always free, get started by calling (888)416-0920. FHA experts are standing by near Monte Sereno, CA and ready to help. Connect with a licensed home FHA specialist, ask questions and find out if you qualify.
- 560 FICO – 10% Down
- 580 FICO – 3.5% Down – Call to Check Grant Eligibility
- 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
- Gift funds can be used on FHA transactions if needed.
Mortgage Brokers offer Lower FHA Rates and Costs
When it comes to Monte Sereno, CA FHA loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Monte Sereno, CA Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between Monte Sereno FHA wholesale and retail mortgage rates call (888)416-0920. A Monte Sereno, CA Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Monte Sereno, CA can work with all types of credit scores.
Working with Top Rated FHA Specialists
The Monte Sereno FHA Mortgage team is celebrating its 26th year in business. Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans. Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.
Get on the Path to Refinancing. We got your Back!
FHA Home Loan in Monte Sereno, CA
Get Pre-Qualified Now
FHA Benefits in Monte Sereno, CA
- Lower Rates
- Lower Payments
- Fixed Payments
- Easier Qualifications
- FHA Grants for Down Payment
- Gift Funds Allowed
Find your FHA Mortgage near Monte Sereno, CA (888)416-0920.
Monte Sereno (Spanish for “Serene Mountain”) is a city in Santa Clara County, California, United States. The population was 3,479 at the 2020 census. The city is located in the foothills of the Santa Cruz Mountains, about 10 miles (16 km) southwest of San Jose, and is bordered by the town of Los Gatos to the north, east, and south, the Santa Cruz Mountains to the southwest, and the city of Saratoga to the northwest. The city is named for the 2,580-foot (790 m) El Sereno Mountain, upon the slopes of which the southern portion of the city is built. The community is entirely residential with no commercial zoning and 99% single-family housing. It is an upscale Silicon Valley bedroom community. Monte Sereno shares the 95030 ZIP code with the town of Los Gatos. Many municipal services are provided under contract by Los Gatos.
The Monte Sereno area was part of the 1839 Alta California land grant of Rancho Rinconada de Los Gatos. The city incorporated on May 14, 1957, to protect its semi-rural atmosphere. Its first Mayor was Retired Vice Admiral and former U.S. Director of Naval Intelligence, Thomas B. Inglis.