If you're in the market to build your dream home rather than buy one that's already constructed, you may have come across the term "construction to permanent home loan" or "one-time close loan". This unique mortgage product has been designed...
Why Now is a Great Time to Sell Your Home The real estate market, like any other industry, has its fluctuations and cycles. Depending on various factors, there can be more favorable times to buy or sell property. As of...
The Evolving Age of Home Buyers: A Century in Perspective (1920-2023) Owning a home has long been part of the American Dream. From 1920 to 2023, the age of first-time homebuyers has witnessed shifts due to social, economic, and political...
When the bank turns you down for a home loan do you have more options? Yes, if a bank turns you down for a home loan, there are still several options you might consider: Another Lender: Different banks and financial...
Rising interest rates are trending and most likely here to stay. BRIAN BIRK | 3-MINUTE READ The idea that home buyers should get used to rising rates stems from economic trends, historical data, and the nature of cyclical economic activities....
BRIAN BIRK | 4-MINUTE READ Even if mortgage rates are rising, there can be a variety of reasons why a consumer might choose to refinance their mortgage. Here are a few: Switch from an Adjustable-Rate Mortgage (ARM) to a Fixed-Rate...
What is PMI and how can I remove it from my mortgage? BRIAN BIRK | 4-MINUTE READ PMI stands for Private Mortgage Insurance. It is a type of insurance that protects the lender in case you default on your mortgage....
Smart Mortgage Centers, Inc.: A Top-Rated Mortgage Broker Redefining Excellence Introduction When it comes to obtaining a mortgage, finding the right Mortgage Broker can be a daunting task. However, amidst the sea of mortgage brokers, one company stands out as...
Ways to deal with low home inventory. BRIAN BIRK | 4-MINUTE READ 7/7/2023 Dealing with low home inventory can be challenging, especially if you're in the market to buy a home. Here are some strategies to consider: Be proactive and...
BRIAN BIRK | 4-MINUTE READ 5/23/2023 Saving for a down payment for a house can be a significant financial goal. Here are some strategies that you can use to achieve it: Budgeting: The first step is to create a budget...
