BRIAN BIRK | 4-MINUTE READ 5/23/2023 Saving for a down payment for a house can be a significant financial goal. Here are some strategies that you can use to achieve it: Budgeting: The first step is to create a budget...
The Closing Cost Guide: BRIAN BIRK | 4-MINUTE READ 5/18/2023 Closing costs are fees and expenses, over and above the price of the property, that buyers and sellers normally incur to complete a real estate transaction. They are necessary expenses...
Today's interest rates compared to the 1980's The highest mortgage interest rates in the United States occurred in the early 1980s. In 1981, the average interest rate for a 30-year fixed-rate mortgage was around 18%, which is significantly higher than...
BRIAN BIRK | 4-MINUTE READ 4/11/2023 A 40-year mortgage can have several benefits for certain individuals. Here are a few potential advantages: Lower monthly payments: One of the primary benefits of a 40-year mortgage is that it can lower your...
The complete guide to closing costs: BRIAN BIRK | 4-MINUTE READ 4/8/2023 Closing costs are fees paid at the end of a real estate transaction when the property changes ownership. These costs can include a wide range of fees, from...
How much equity does a home gain every year BRIAN BIRK | 4-MINUTE READ 4/2/2023 The amount of equity a home gains every year depends on various factors, including the local real estate market, the condition of the property, and...
Is it a good idea to refinance my home to pay off debt? BRIAN BIRK | 4-MINUTE READ 4/1/2023 Refinancing your home to pay off debt can be a good idea in some cases, but it depends on several factors....
How long does it take to buy a house? BRIAN BIRK | 4-MINUTE READ 3/28/2023 The timeline for buying a house can vary depending on several factors, such as the local real estate market, the availability of homes that meet...
The downfalls of renting a home? BRIAN BIRK | 4-MINUTE READ 3/20/2023 There are several potential downfalls of renting a home that you should consider before making a decision: Lack of stability: Renting a home provides less stability than owning...
Conventional Mortgage Loans VS FHA Mortgage Loans. BRIAN BIRK | 4 -MINUTE READ 3/19/2023 FHA loans and conventional loans are two types of mortgage loans that borrowers can choose from when purchasing or refinancing a home. Here are some key...
