Rail Road Flat, CA Mortgage Company
Your go to mortgage company near Rail Road Flat, CA celebrating its 26th year in business. In order to assure consumers are finding the best Rail Road Flat mortgage rates it’s important to shop around. We encourage Rail Road Flat consumers to compare so they can see on paper how good we really are. It’s common misconception for Rail Road Flat borrowers to think popular lenders and banks offer a better mortgage. This couldn’t be further from the truth, always know our Rail Road Flat wholesale mortgage rates are lower. A wholesale rate equals a lower payment, saving thousands over the life of the mortgage. Work with a local mortgage company near Rail Road Flat, CA and enjoy the savings of a wholesale mortgage.
The Rail Road Flat, CA Mortgage Company with Options
When it comes to Rail Road Flat, CA home loan options we have them all. Every day Rail Road Flat welcomes new home buyers while current residents refinance their homes.
Home Buyer Options
Home buyers with good credit are settling for our conventional loan with 3% down, some opt to keep the savings in the bank and get a Rail Road Flat, CA home buyer grant to cover the down payment. Our fair and bruised credit borrowers like the Rail Road Flat FHA mortgage option, programs start with lower credit scores and FHA grant options are still an option pending FICO scores.
Refinancing Options
When it comes to refinancing your Rail Road Flat, CA home you have options. Rate and term, cash out, and debt consolidation are all common reasons to refinance a home. When mortgage rates drop consumers refinance to a lower rate to save on their payment. Some consumers who have adjustable rate mortgage loans refinance into a fixed rate. Those looking to pay off the mortgage faster will often refinance to a shorter term, example from a 30 year fixed rate to a 15 year fixed or even a 10 year fixed term. When consumers are feeling the stress of high interest credit card debt a debt consolidation refinance might be the right option. Paying off high interest debt into a low 30 year fixed rate makes for the ultimate stress reliever. Rail Road Flat residents are also taking cash from their equity to invest in other properties, take a well needed vacation, or even pay for college tuition. Mortgage experts near Rail Road Flat, CA are standing by and ready to help. Connect with a licensed Rail Road Flat home loan specialist, ask questions, see if you qualify, and get free quotes. Call Today (888)416-0920
Mortgage Company near Rail Road Flat, CA
We are the #1 rated mortgage company near Rail Road Flat, CA. Regardless of what a consumer thinks, Rail Road Flat, CA Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920. A Rail Road Flat, CA Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Rail Road Flat, CA can work with all types of credit scores.
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Mortgage Company Benefits in Rail Road Flat, CA
- No Application Fee
- Wholesale mortgage rates
- A+ Rating with the BBB
- Refinance with Cash Out
- Grants for New Buyers
- 5 Star Excellent Rating
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Rail Road Flat (formerly, Independence Flat[2] and Railroad Flat) is a census-designated place (CDP) in Calaveras County, California, United States. The population was 475 at the 2010 census, down from 549 at the 2000 census.
This historic mining town, elevation 2,600 feet (788 m), was named after primitive mule-drawn ore cars used here. There was never actually a railroad here. The town was established in 1849. It was the site of an Indian council as well as the center of rich placer and quartz mining. Its largest producer was the Petticoat Mine. The post office was established in 1857, closed in 1858, and re-established in 1869[2] and the Edwin Taylor store built in 1867. The town’s population was decimated in 1880 by black fever.