Palo Cedro, CA Mortgage Company
Your go to mortgage company near Palo Cedro, CA celebrating its 26th year in business. In order to assure consumers are finding the best Palo Cedro mortgage rates it’s important to shop around. We encourage Palo Cedro consumers to compare so they can see on paper how good we really are. It’s common misconception for Palo Cedro borrowers to think popular lenders and banks offer a better mortgage. This couldn’t be further from the truth, always know our Palo Cedro wholesale mortgage rates are lower. A wholesale rate equals a lower payment, saving thousands over the life of the mortgage. Work with a local mortgage company near Palo Cedro, CA and enjoy the savings of a wholesale mortgage.
The Palo Cedro, CA Mortgage Company with Options
When it comes to Palo Cedro, CA home loan options we have them all. Every day Palo Cedro welcomes new home buyers while current residents refinance their homes.
Home Buyer Options
Home buyers with good credit are settling for our conventional loan with 3% down, some opt to keep the savings in the bank and get a Palo Cedro, CA home buyer grant to cover the down payment. Our fair and bruised credit borrowers like the Palo Cedro FHA mortgage option, programs start with lower credit scores and FHA grant options are still an option pending FICO scores.
Refinancing Options
When it comes to refinancing your Palo Cedro, CA home you have options. Rate and term, cash out, and debt consolidation are all common reasons to refinance a home. When mortgage rates drop consumers refinance to a lower rate to save on their payment. Some consumers who have adjustable rate mortgage loans refinance into a fixed rate. Those looking to pay off the mortgage faster will often refinance to a shorter term, example from a 30 year fixed rate to a 15 year fixed or even a 10 year fixed term. When consumers are feeling the stress of high interest credit card debt a debt consolidation refinance might be the right option. Paying off high interest debt into a low 30 year fixed rate makes for the ultimate stress reliever. Palo Cedro residents are also taking cash from their equity to invest in other properties, take a well needed vacation, or even pay for college tuition. Mortgage experts near Palo Cedro, CA are standing by and ready to help. Connect with a licensed Palo Cedro home loan specialist, ask questions, see if you qualify, and get free quotes. Call Today (888)416-0920
Mortgage Company near Palo Cedro, CA
We are the #1 rated mortgage company near Palo Cedro, CA. Regardless of what a consumer thinks, Palo Cedro, CA Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920. A Palo Cedro, CA Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Palo Cedro, CA can work with all types of credit scores.
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Mortgage Company Benefits in Palo Cedro, CA
- No Application Fee
- Wholesale mortgage rates
- A+ Rating with the BBB
- Refinance with Cash Out
- Grants for New Buyers
- 5 Star Excellent Rating
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Palo Cedro (Spanish for “Cedar Wood”) is a census-designated place (CDP) in Shasta County, California, United States. It is 8 miles (13 km) east of Redding, California. Its population is 2,931 as of the 2020 census, up from 1,269 from the 2010 census.
Originally, indigenous Native Americans lived in Northern California, including what is now Shasta County, prior to European American settlement. European American exploration of inland California started in 1769 and continued on into the 19th Century. Cow Creek, a Sacramento River tributary that runs south through Palo Cedro, was a conduit for entrance into the Sacramento Valley by Hudson Bay Fur Company trappers including Alexander McLeod (1829) and John Work (1832). The town is named after cedarwood trees originally indigenous to the area in the 19th Century.