Point Arena, CA Mortgage Company
Your go to mortgage company near Point Arena, CA celebrating its 27th year in business. In order to assure consumers are finding the best Point Arena mortgage rates it’s important to shop around. We encourage Point Arena consumers to compare so they can see on paper how good we really are. It’s common misconception for Point Arena borrowers to think popular lenders and banks offer a better mortgage. This couldn’t be further from the truth, always know our Point Arena wholesale mortgage rates are lower. A wholesale rate equals a lower payment, saving thousands over the life of the mortgage. Work with a local mortgage company near Point Arena, CA and enjoy the savings of a wholesale mortgage.
The Point Arena, CA Mortgage Company with Options
When it comes to Point Arena, CA home loan options we have them all. Every day Point Arena welcomes new home buyers while current residents refinance their homes.
Home Buyer Options
Home buyers with good credit are settling for our conventional loan with 3% down, some opt to keep the savings in the bank and get a Point Arena, CA home buyer grant to cover the down payment. Our fair and bruised credit borrowers like the Point Arena FHA mortgage option, programs start with lower credit scores and FHA grant options are still an option pending FICO scores.
Refinancing Options
When it comes to refinancing your Point Arena, CA home you have options. Rate and term, cash out, and debt consolidation are all common reasons to refinance a home. When mortgage rates drop consumers refinance to a lower rate to save on their payment. Some consumers who have adjustable rate mortgage loans refinance into a fixed rate. Those looking to pay off the mortgage faster will often refinance to a shorter term, example from a 30 year fixed rate to a 15 year fixed or even a 10 year fixed term. When consumers are feeling the stress of high interest credit card debt a debt consolidation refinance might be the right option. Paying off high interest debt into a low 30 year fixed rate makes for the ultimate stress reliever. Point Arena residents are also taking cash from their equity to invest in other properties, take a well needed vacation, or even pay for college tuition. Mortgage experts near Point Arena, CA are standing by and ready to help. Connect with a licensed Point Arena home loan specialist, ask questions, see if you qualify, and get free quotes. Call Today (888)416-0920
Mortgage Company near Point Arena, CA
We are the #1 rated mortgage company near Point Arena, CA. Regardless of what a consumer thinks, Point Arena, CA Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920. A Point Arena, CA Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Point Arena, CA can work with all types of credit scores.
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Mortgage Company Benefits in Point Arena, CA
- No Application Fee
- Wholesale mortgage rates
- A+ Rating with the BBB
- Refinance with Cash Out
- Grants for New Buyers
- 5 Star Excellent Rating
Find a Mortgage Company near Point Arena, CA (888)416-0920.
Point Arena, formerly known as Punta Arena (Spanish for “Point Sand”)[3] is a small coastal city in Mendocino County, California, United States. Point Arena is located 32 miles (51 km) west of Hopland,[5] at an elevation of 118 feet (36 m).[3] The population was 460 at the 2020 census,[4] making it one of the smallest incorporated cities in the state.
Its main street is part of State Route 1, California’s coastal artery. Along with a number of other Mendocino County coastal communities, Point Arena was associated with the hippie and subsequent counterculture groups. The economy is largely geared toward serving the summertime tourist industry. The city is near the headquarters of the tribal lands of the Manchester Band of Pomo Indians of the Manchester Rancheria and adjacent to the recently formed Point Arena-Stornetta Public Lands National Monument. Hiking trails with coastal prairie and ocean views can be accessed from Point Arena City Hall. At Arena Cove Historic District and pier, huge oceanfront bluffs show the power of the interface of tectonic plates.