Escalon, CA Mortgage Company
Your go to mortgage company near Escalon, CA celebrating its 26th year in business. In order to assure consumers are finding the best Escalon mortgage rates it’s important to shop around. We encourage Escalon consumers to compare so they can see on paper how good we really are. It’s common misconception for Escalon borrowers to think popular lenders and banks offer a better mortgage. This couldn’t be further from the truth, always know our Escalon wholesale mortgage rates are lower. A wholesale rate equals a lower payment, saving thousands over the life of the mortgage. Work with a local mortgage company near Escalon, CA and enjoy the savings of a wholesale mortgage.
The Escalon, CA Mortgage Company with Options
When it comes to Escalon, CA home loan options we have them all. Every day Escalon welcomes new home buyers while current residents refinance their homes.
Home Buyer Options
Home buyers with good credit are settling for our conventional loan with 3% down, some opt to keep the savings in the bank and get a Escalon, CA home buyer grant to cover the down payment. Our fair and bruised credit borrowers like the Escalon FHA mortgage option, programs start with lower credit scores and FHA grant options are still an option pending FICO scores.
Refinancing Options
When it comes to refinancing your Escalon, CA home you have options. Rate and term, cash out, and debt consolidation are all common reasons to refinance a home. When mortgage rates drop consumers refinance to a lower rate to save on their payment. Some consumers who have adjustable rate mortgage loans refinance into a fixed rate. Those looking to pay off the mortgage faster will often refinance to a shorter term, example from a 30 year fixed rate to a 15 year fixed or even a 10 year fixed term. When consumers are feeling the stress of high interest credit card debt a debt consolidation refinance might be the right option. Paying off high interest debt into a low 30 year fixed rate makes for the ultimate stress reliever. Escalon residents are also taking cash from their equity to invest in other properties, take a well needed vacation, or even pay for college tuition. Mortgage experts near Escalon, CA are standing by and ready to help. Connect with a licensed Escalon home loan specialist, ask questions, see if you qualify, and get free quotes. Call Today (888)416-0920
Mortgage Company near Escalon, CA
We are the #1 rated mortgage company near Escalon, CA. Regardless of what a consumer thinks, Escalon, CA Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920. A Escalon, CA Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Escalon, CA can work with all types of credit scores.
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Mortgage Company Benefits in Escalon, CA
- No Application Fee
- Wholesale mortgage rates
- A+ Rating with the BBB
- Refinance with Cash Out
- Grants for New Buyers
- 5 Star Excellent Rating
Find a Mortgage Company near Escalon, CA (888)416-0920.
Escalon (Spanish: Escalón,[5] meaning “Step”)[6] is a city in San Joaquin County, California, United States. The population was 7,132 at the 2010 census, up from 5,963 at the 2000 census. Escalon is a Spanish word meaning “stepping stones.” The name comes from founder James Wheeler Jones who came upon the name in a book in the Stockton Free Library and liked the name so much he gave the name to the town.[7]
Before the advent of the railroad, the traveler in riding over the French Camp road to the Stanislaus River would notice far out on the plains a large two-story brick house. It was surrounded by trees and shrubs, barns, granaries, and was the only house for miles around. It was the home of “Johnny” Jones, who crossed the plains in 1852 and pitched his tent where Escalon now stands, the country at that time being Government land covered with sage brush. He acquired the amount of land allotted to actual settlers and started to farm it, planting the first grain ever grown in the Escalon country, seeding it broadcast and dragging it in with brush. The yield was heavy and sold for five cents a pound. He began raising cattle for market and purchasing more land until he possessed a small kingdom, 8,000 acres, a tract of land over three miles square. It was no unusual sight to see from six to twelve-horse teams plowing over the field where Escalon now stands. In 1867 he built the brick house for his family residence at a cost of $12,000. The bricks used for it were made by his brother Richard, from a field east of Sexton station, on the Tidewater Railroad. In those days all freight carried from Stockton to the mines above Sonora went via the French Camp road, and many of the teamsters boarded and lodged at his farm. The plains were the homes of many antelope, which he often served on his table.[8]