Laguna Niguel, CA Mortgage Company
Your go to mortgage company near Laguna Niguel, CA celebrating its 26th year in business. In order to assure consumers are finding the best Laguna Niguel mortgage rates it’s important to shop around. We encourage Laguna Niguel consumers to compare so they can see on paper how good we really are. It’s common misconception for Laguna Niguel borrowers to think popular lenders and banks offer a better mortgage. This couldn’t be further from the truth, always know our Laguna Niguel wholesale mortgage rates are lower. A wholesale rate equals a lower payment, saving thousands over the life of the mortgage. Work with a local mortgage company near Laguna Niguel, CA and enjoy the savings of a wholesale mortgage.
The Laguna Niguel, CA Mortgage Company with Options
When it comes to Laguna Niguel, CA home loan options we have them all. Every day Laguna Niguel welcomes new home buyers while current residents refinance their homes.
Home Buyer Options
Home buyers with good credit are settling for our conventional loan with 3% down, some opt to keep the savings in the bank and get a Laguna Niguel, CA home buyer grant to cover the down payment. Our fair and bruised credit borrowers like the Laguna Niguel FHA mortgage option, programs start with lower credit scores and FHA grant options are still an option pending FICO scores.
Refinancing Options
When it comes to refinancing your Laguna Niguel, CA home you have options. Rate and term, cash out, and debt consolidation are all common reasons to refinance a home. When mortgage rates drop consumers refinance to a lower rate to save on their payment. Some consumers who have adjustable rate mortgage loans refinance into a fixed rate. Those looking to pay off the mortgage faster will often refinance to a shorter term, example from a 30 year fixed rate to a 15 year fixed or even a 10 year fixed term. When consumers are feeling the stress of high interest credit card debt a debt consolidation refinance might be the right option. Paying off high interest debt into a low 30 year fixed rate makes for the ultimate stress reliever. Laguna Niguel residents are also taking cash from their equity to invest in other properties, take a well needed vacation, or even pay for college tuition. Mortgage experts near Laguna Niguel, CA are standing by and ready to help. Connect with a licensed Laguna Niguel home loan specialist, ask questions, see if you qualify, and get free quotes. Call Today (888)416-0920
Mortgage Company near Laguna Niguel, CA
We are the #1 rated mortgage company near Laguna Niguel, CA. Regardless of what a consumer thinks, Laguna Niguel, CA Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920. A Laguna Niguel, CA Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Laguna Niguel, CA can work with all types of credit scores.
Get on the Path to a better home loan. We got your Back!
Find A Mortgage Company in Laguna Niguel, CA
Get Pre-Qualified Now
Mortgage Company Benefits in Laguna Niguel, CA
- No Application Fee
- Wholesale mortgage rates
- A+ Rating with the BBB
- Refinance with Cash Out
- Grants for New Buyers
- 5 Star Excellent Rating
Find a Mortgage Company near Laguna Niguel, CA (888)416-0920.
Laguna Niguel (/ləˈɡuːnə nɪˈɡɛl/) is a city in Orange County, California, United States. The name Laguna Niguel is derived from the words “Laguna” (Spanish for “lagoon”) and “Niguili” (the name of a Native American village once located near Aliso Creek).[6] As of the 2020 census, the population was 64,355. Laguna Niguel is located in the San Joaquin Hills in the southeastern corner of Orange County, close to the Pacific Ocean, and borders the cities of Aliso Viejo, Dana Point, Laguna Beach, Laguna Hills, Mission Viejo, and San Juan Capistrano.