Port Neches, TX First Time Homebuyer
Hundreds of first time homebuyers across Port Neches, TX are ready for home ownership. Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help first home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates. We simplify the home buying challenges presented by 2024 Port Neches mortgage guidelines. Our mission is to get you approved and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:
- Review your finances to find a payment you can afford.
- Improve your credit score if needed to qualify.
- Obtain pre-approval to shop for the home of your dreams.
- Secure a loan and purchase your new home!
First Time Homebuyer Options
First time homebuyers in Port Neches, TX have so many options. With a CONVENTIONAL or FHA mortgage, borrowers can buy with as little as 3% down. For those who still lack the down payment check out our First Time Homebuyer Grant. For Veterans (VA loan) or those looking to buy in rural areas (USDA Loan) we have no money down options. New Alternative mortgage programs in 2024 give homebuyers the option to qualify even with bank statements. First time homebuyer experts are standing by near Port Neches, TX and ready to help. Connect with a licensed first time homebuyer specialist, ask questions, see if you qualify, and get free quotes. Call (888)416-0920
Mortgage Brokers near Port Neches, TX
When it comes to Port Neches, TX home loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Port Neches Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920.
A Port Neches, TX Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Port Neches can work with all types of credit scores.
Working around Credit Issues with Top Rated Specialists
The Port Neches home mortgage team is celebrating its 26th year in business. Our experience allows for consumer mortgage confidence especially with first time home buyers. We navigate consumers through the mortgage process, explain options and find what choice works best for you.
Get on the Path to Home Ownership. We got your Back!
First Home Buyers Port Neches, TX
Get Pre-Qualified Now
First Homebuyer Benefits in Port Neches, TX
- Little to no money down
- Wholesale mortgage rates
- Bruised credit excepted
- Bankruptcies, Foreclosures, Short Sales Okay
- Grants for down payment
- Gift Funds Allowed
Find your First Home Loan near Port Neches, TX (888)416-0920.
Port Neches is a city in Jefferson County, Texas, United States. The population was 13,692 at the 2020 census,[4] up from 13,040 at the 2010 census. It is part of the Beaumont–Port Arthur metropolitan area.
The area known as Port Neches was once inhabited by tribes of the coastal-dwelling Karankawa and Atakapa Native Americans. Smith’s Bluff (the future site of Sun Oil and Union Oil of California riverside property) and Grigsby’s Bluff (now Port Neches) were the only two high land bluffs on the Neches River south of Beaumont, whose name is believed to have been derived from the Caddo word “Nachawi”, meaning “wood of the bow”, after Spanish settlers called it Río Neches.[5] Before 1780, Grigsby’s Bluff, specifically that part of Port Neches immediately east of Port Neches Park, had been a Native American town for at least 1,500 years, at first of the Karankawa tribe, whose 7-foot (210 cm) skeletons were often found in the burial mounds there; and after 1650 of the Nacazils, a sub-tribe of the Attakapas, who were a short and stocky people before their extinction about 1780. As of 1841, there were six large burial mounds at Grigsby’s Bluff, size about 60 feet (18 m) wide, 20 feet (6.1 m) tall, and 100 yards (91 m) long, consisting entirely of clam and sea shells, skeletons, pottery shards, and other Native American artifacts. Between 1841 and 1901, all six of the mounds disappeared, a result of human actions. Grigsby’s Bluff became a post office in 1859 (there was also a store and sawmill there), but the office was discontinued in 1893.[6]