Wills Point, TX First Time Homebuyer

Hundreds of first time homebuyers across Wills Point, TX are ready for home ownership.  Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help first home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying challenges presented by 2024 Wills Point mortgage guidelines. Our mission is to get you approved and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to find a payment you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for the home of your dreams.
  • Secure a loan and purchase your new home!

First Time Homebuyer Options

First time homebuyers in Wills Point, TX have so many options.  With a CONVENTIONAL or FHA mortgage, borrowers can buy with as little as 3% down.  For those who still lack the down payment check out our First Time Homebuyer Grant.  For Veterans (VA loan) or those looking to buy in rural areas (USDA Loan) we have no money down options.  New Alternative mortgage programs in 2024 give homebuyers the option to qualify even with bank statements.  First time homebuyer experts are standing by near Wills Point, TX and ready to help.  Connect with a licensed first time homebuyer specialist, ask questions, see if you qualify, and get free quotes. Call (888)416-0920

Mortgage Brokers near Wills Point, TX

When it comes to Wills Point, TX home loans, Mortgage Brokers have more options.  Regardless of what a consumer thinks, Wills Point Mortgage Brokers offer a wholesale rate and lower costs.  Going directly to the bank or a mortgage lender is not a better option.  If you are in doubt, it is always a good idea to get a couple of quotes and compare them.  If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920.

A Wills Point, TX Mortgage Broker will be able to offer you more programs.  Banks and Lenders have set mortgage guidelines including set credit score limits.  Mortgage Brokers in Wills Point can work with all types of credit scores.

Working around Credit Issues with Top Rated Specialists

The Wills Point home mortgage team is celebrating its 26th year in business.  Our experience allows for consumer mortgage confidence especially with first time home buyers.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you.

Get on the Path to Home Ownership. We got your Back!
First Home Buyers Wills Point, TX
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    First Homebuyer Benefits in Wills Point, TX

    • Little to no money down
    • Wholesale mortgage rates
    • Bruised credit excepted
    • Bankruptcies, Foreclosures, Short Sales Okay
    • Grants for down payment
    • Gift Funds Allowed

    Find your First Home Loan near Wills Point, TX (888)416-0920.

    Wills Point is a city in Van Zandt County, Texas, United States. The population was 3,524 at the 2010 census.

    Founded in 1873, Wills Point gets its name from an early American settler, William Wills, who had arrived in the area circa 1848.[5] Wills eventually purchased a cabin from Adam Sullivan in 1852.[citation needed] The name ‘point’ may also derive from the shape of the original timberline near the cabin, though there have been unsubstantiated arguments that the name relates to the area’s elevation. The layout of the city was the work of engineer General Grenville M. Dodge of the California Construction Company. The downtown streets were laid with red bricks upon packed sand in the 1920s by locals and remain in use. Downtown Wills Point has many of its original buildings that are over one hundred years old including the Wills cabin, a drug store, a dry good store, and a law office. Governor George W. Bush officially named Wills Point the Bluebird Capital of Texas in 1995.

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