Mokelumne Hill, CA First Time Homebuyer

Hundreds of first time homebuyers across Mokelumne Hill, CA are ready for home ownership.  Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help first home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying challenges presented by 2023 Mokelumne Hill mortgage guidelines. Our mission is to get you approved and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to find a payment you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for the home of your dreams.
  • Secure a loan and purchase your new home!

First Time Homebuyer Options

First time homebuyers in Mokelumne Hill, CA have so many options.  With a CONVENTIONAL or FHA mortgage, borrowers can buy with as little as 3% down.  For those who still lack the down payment check out our First Time Homebuyer Grant.  For Veterans (VA loan) or those looking to buy in rural areas (USDA Loan) we have no money down options.  New Alternative mortgage programs in 2023 give homebuyers the option to qualify even with bank statements.  First time homebuyer experts are standing by near Mokelumne Hill, CA and ready to help.  Connect with a licensed first time homebuyer specialist, ask questions, see if you qualify, and get free quotes. Call (888)416-0920

Mortgage Brokers near Mokelumne Hill, CA

When it comes to Mokelumne Hill, California home loans, Mortgage Brokers have more options.  Regardless of what a consumer thinks, Mokelumne Hill Mortgage Brokers offer a wholesale rate and lower costs.  Going directly to the bank or a mortgage lender is not a better option.  If you are in doubt, it is always a good idea to get a couple of quotes and compare them.  If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920.  A Mokelumne Hill, CA Mortgage Broker will be able to offer you more programs.  Banks and Lenders have set mortgage guidelines including set credit score limits.  Mortgage Brokers in Mokelumne Hill can work with all types of credit scores.

Working around Credit Issues with Top Rated Specialists

The Mokelumne Hill home mortgage team is celebrating its 25th year in business.  Our experience allows for consumer mortgage confidence especially with first time home buyers.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you.

Get on the Path to Home Ownership. We got your Back!
First Home Buyers Mokelumne Hill, CA
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    First Homebuyer Benefits in Mokelumne Hill, CA

    • Little to no money down
    • Wholesale mortgage rates
    • Bruised credit excepted
    • Bankruptcies, Foreclosures, Short Sales Okay
    • Grants for down payment
    • Gift Funds Allowed

    Find your First Home Loan near Mokelumne Hill, CA (888)416-0920.

    Mokelumne Hill (Mokelumne, Miwok for “People of the Fish Net”) is a census-designated place (CDP) in Calaveras County, California, United States. The population was 646 at the 2010 census, down from 774 at the 2000 census. It is commonly referred to as “Moke Hill” by locals. The town takes its name from the neighboring Mokelumne River, which in turn is Miwok for the “people of Mokel,” the likely name of a Native American village in the area.

    Mokelumne Hill was one of the richest gold mining towns in California. Founded in 1848 by a group of Oregonians, the placers were so rich that the miners risked starvation rather than head to Stockton to replenish their supplies (one finally did and made it rich by becoming a merchant). Soon after, gold was discovered in the nearby hills, so much so that miners were restricted to claims of 16 square feet (1.5 m2), and yet many of those claims were reported to have paid up to $20,000.