Lake Nacimiento, CA First Time Homebuyer
Hundreds of first time homebuyers across Lake Nacimiento, CA are ready for home ownership. Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help first home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates. We simplify the home buying challenges presented by 2024 Lake Nacimiento mortgage guidelines. Our mission is to get you approved and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:
- Review your finances to find a payment you can afford.
- Improve your credit score if needed to qualify.
- Obtain pre-approval to shop for the home of your dreams.
- Secure a loan and purchase your new home!
First Time Homebuyer Options
First time homebuyers in Lake Nacimiento, CA have so many options. With a CONVENTIONAL or FHA mortgage, borrowers can buy with as little as 3% down. For those who still lack the down payment check out our First Time Homebuyer Grant. For Veterans (VA loan) or those looking to buy in rural areas (USDA Loan) we have no money down options. New Alternative mortgage programs in 2024 give homebuyers the option to qualify even with bank statements. First time homebuyer experts are standing by near Lake Nacimiento, CA and ready to help. Connect with a licensed first time homebuyer specialist, ask questions, see if you qualify, and get free quotes. Call (888)416-0920
Mortgage Brokers near Lake Nacimiento, CA
When it comes to Lake Nacimiento, California home loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Lake Nacimiento Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920. A Lake Nacimiento, CA Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Lake Nacimiento can work with all types of credit scores.
Working around Credit Issues with Top Rated Specialists
The Lake Nacimiento home mortgage team is celebrating its 26th year in business. Our experience allows for consumer mortgage confidence especially with first time home buyers. We navigate consumers through the mortgage process, explain options and find what choice works best for you.
Get on the Path to Home Ownership. We got your Back!
First Home Buyers Lake Nacimiento, CA
Get Pre-Qualified Now
First Homebuyer Benefits in Lake Nacimiento, CA
- Little to no money down
- Wholesale mortgage rates
- Bruised credit excepted
- Bankruptcies, Foreclosures, Short Sales Okay
- Grants for down payment
- Gift Funds Allowed
Find your First Home Loan near Lake Nacimiento, CA (888)416-0920.
Lake Nacimiento is an 18-mile (29 km) long lake on the Nacimiento River in northern San Luis Obispo County, California. The lake contains many arms including Snake Creek and Dip Creek, nearer the dam, and the central Las Tablas and Franklin Creeks. Because of the dragon-like shape created by the positions of these arms, it is sometimes referred to as Dragon Lake. The lake can fill quickly in the winter from river surges resulting from downpours upstream in the Santa Lucia Range so the level is not usually allowed to capacity until May 1 of each year.
Lake Nacimiento has a low fish population due to the high levels of mercury present in the lake, due to runoff from the closed Klau and Buena Vista Mercury Mines, south of the lake.[1] Only a few fisherman manage to catch fish. Consumption of bass, crappies, carps, and catfish from the lake is dangerous, but blue gill and sucker fish may be eaten only once per week safely. The lake is unique among California reservoirs in that it contains, among other species, introduced white bass, which thrive in the lake and spawn in the river and inflowing creeks in spring. In fact, the world fly fishing record for a white bass was broken in 1981 at Lake Nacimiento. The fish was caught by Cory Wells, a member of Three Dog Night. The record stood for over 27 years. Lake Nacimiento can also produce power from a turbine at the base of the dam. According to the Salinas Californian newspaper, the Monterey County Board of Supervisors (Marc Del Piero, Barbara Shipnuck, Dusan Petrovic, Sam Karas, and Karin Strasser-Kaufman) appropriated the funds to build the turbine that increased “green energy” supplies for Monterey County.