Lake San Marcos, CA First Time Homebuyer
Hundreds of first time homebuyers across Lake San Marcos, CA are ready for home ownership. Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help first home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates. We simplify the home buying challenges presented by 2024 Lake San Marcos mortgage guidelines. Our mission is to get you approved and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:
- Review your finances to find a payment you can afford.
- Improve your credit score if needed to qualify.
- Obtain pre-approval to shop for the home of your dreams.
- Secure a loan and purchase your new home!
First Time Homebuyer Options
First time homebuyers in Lake San Marcos, CA have so many options. With a CONVENTIONAL or FHA mortgage, borrowers can buy with as little as 3% down. For those who still lack the down payment check out our First Time Homebuyer Grant. For Veterans (VA loan) or those looking to buy in rural areas (USDA Loan) we have no money down options. New Alternative mortgage programs in 2024 give homebuyers the option to qualify even with bank statements. First time homebuyer experts are standing by near Lake San Marcos, CA and ready to help. Connect with a licensed first time homebuyer specialist, ask questions, see if you qualify, and get free quotes. Call (888)416-0920
Mortgage Brokers near Lake San Marcos, CA
When it comes to Lake San Marcos, California home loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Lake San Marcos Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920. A Lake San Marcos, CA Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Lake San Marcos can work with all types of credit scores.
Working around Credit Issues with Top Rated Specialists
The Lake San Marcos home mortgage team is celebrating its 26th year in business. Our experience allows for consumer mortgage confidence especially with first time home buyers. We navigate consumers through the mortgage process, explain options and find what choice works best for you.
Get on the Path to Home Ownership. We got your Back!
First Home Buyers Lake San Marcos, CA
Get Pre-Qualified Now
First Homebuyer Benefits in Lake San Marcos, CA
- Little to no money down
- Wholesale mortgage rates
- Bruised credit excepted
- Bankruptcies, Foreclosures, Short Sales Okay
- Grants for down payment
- Gift Funds Allowed
Find your First Home Loan near Lake San Marcos, CA (888)416-0920.
Lake San Marcos is a census-designated place (CDP) in the North County region of the San Diego metropolitan area. It is nominally independent of San Marcos proper, but functionally subservient to the city.
There is considerable evidence of human inhabitation of the area currently known as Lake San Marcos long before the Spanish establishment of the Mission San Diego de Alcala in A.D. 1769. Native American tribes lived and flourished near the San Luis Rey River in the Late Prehistoric period.[2] Much of this area was originally part of Rancho Los Vallecito de San Marcos. On April 22, 1840, Governor Juan Bautista Alvarado granted the 8,877-acre Rancho Los Vallecitos de San Marcos to Don Jose Maria Alvarado who married Lugarda Osuna, daughter of the owner of San Dieguito Rancho, Don Juan Maria Osuna.[2][3]