Del Rey Oaks, CA First Time Homebuyer

Hundreds of first time homebuyers across Del Rey Oaks, CA are ready for home ownership.  Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help first home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying challenges presented by 2022 Del Rey Oaks mortgage guidelines. Our mission is to get you approved and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to find a payment you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for the home of your dreams.
  • Secure a loan and purchase your new home!

First Time Homebuyer Options

First time homebuyers in Del Rey Oaks, CA have so many options.  With a CONVENTIONAL or FHA mortgage, borrowers can buy with as little as 3% down.  For those who still lack the down payment check out our First Time Homebuyer Grant.  For Veterans (VA loan) or those looking to buy in rural areas (USDA Loan) we have no money down options.  New Alternative mortgage programs in 2022 give homebuyers the option to qualify even with bank statements.  First time homebuyer experts are standing by near Del Rey Oaks, CA and ready to help.  Connect with a licensed first time homebuyer specialist, ask questions, see if you qualify, and get free quotes. Call (888)416-0920

Mortgage Brokers near Del Rey Oaks, CA

When it comes to Del Rey Oaks, California home loans, Mortgage Brokers have more options.  Regardless of what a consumer thinks, Del Rey Oaks Mortgage Brokers offer a wholesale rate and lower costs.  Going directly to the bank or a mortgage lender is not a better option.  If you are in doubt, it is always a good idea to get a couple of quotes and compare them.  If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920.  A Del Rey Oaks, CA Mortgage Broker will be able to offer you more programs.  Banks and Lenders have set mortgage guidelines including set credit score limits.  Mortgage Brokers in Del Rey Oaks can work with all types of credit scores.

Working around Credit Issues with Top Rated Specialists

The Del Rey Oaks home mortgage team is celebrating its 25th year in business.  Our experience allows for consumer mortgage confidence especially with first time home buyers.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you.

Get on the Path to Home Ownership. We got your Back!
First Home Buyers Del Rey Oaks, CA
Get Pre-Qualified Now

    First Homebuyer Benefits in Del Rey Oaks, CA

    • Little to no money down
    • Wholesale mortgage rates
    • Bruised credit excepted
    • Bankruptcies, Foreclosures, Short Sales Okay
    • Grants for down payment
    • Gift Funds Allowed

    Find your First Home Loan near Del Rey Oaks, CA (888)416-0920.

    Del Rey Oaks (Del Rey, Spanish for “Of The King”) is a city in Monterey County, California, United States. Del Rey Oaks is located just southeast of Seaside,[7] at an elevation of 82 feet (25 m).[6] The population was 1,624 at the 2010 census. Del Rey Oaks is a member of the Association of Monterey Bay Area Governments, a regional government agency.

    The town was formerly known as Del Rey Woods.[7]