Empire, CA First Time Homebuyer
Hundreds of first time homebuyers across Empire, CA are ready for home ownership. Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help first home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates. We simplify the home buying challenges presented by 2024 Empire mortgage guidelines. Our mission is to get you approved and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:
- Review your finances to find a payment you can afford.
- Improve your credit score if needed to qualify.
- Obtain pre-approval to shop for the home of your dreams.
- Secure a loan and purchase your new home!
First Time Homebuyer Options
First time homebuyers in Empire, CA have so many options. With a CONVENTIONAL or FHA mortgage, borrowers can buy with as little as 3% down. For those who still lack the down payment check out our First Time Homebuyer Grant. For Veterans (VA loan) or those looking to buy in rural areas (USDA Loan) we have no money down options. New Alternative mortgage programs in 2024 give homebuyers the option to qualify even with bank statements. First time homebuyer experts are standing by near Empire, CA and ready to help. Connect with a licensed first time homebuyer specialist, ask questions, see if you qualify, and get free quotes. Call (888)416-0920
Mortgage Brokers near Empire, CA
When it comes to Empire, California home loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Empire Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920. A Empire, CA Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Empire can work with all types of credit scores.
Working around Credit Issues with Top Rated Specialists
The Empire home mortgage team is celebrating its 26th year in business. Our experience allows for consumer mortgage confidence especially with first time home buyers. We navigate consumers through the mortgage process, explain options and find what choice works best for you.
Get on the Path to Home Ownership. We got your Back!
First Home Buyers Empire, CA
Get Pre-Qualified Now
First Homebuyer Benefits in Empire, CA
- Little to no money down
- Wholesale mortgage rates
- Bruised credit excepted
- Bankruptcies, Foreclosures, Short Sales Okay
- Grants for down payment
- Gift Funds Allowed
Find your First Home Loan near Empire, CA (888)416-0920.
An empire is a “political unit” made up of several territories and peoples, “usually created by conquest, and divided between a dominant center and subordinate peripheries”.[1] The center of the empire (some times referred to as the metropole) exercises political control over the peripheries.[2] Narrowly defined, an empire is a sovereign state called an empire and whose head of state is an emperor; but not all states with aggregate territory under the rule of supreme authorities are called empires or ruled by an emperor; nor have all self-described empires been accepted as such by contemporaries and historians (the Central African Empire, and some Anglo-Saxon kingdoms in early England being examples).
There have been “ancient and modern, centralized and decentralized, ultra-brutal and relatively benign” Empires.[3] An important distinction has been between land empires made up solely of contiguous territories, such as the Austro-Hungarian Empire or the Russian Empire; and those created by sea-power, which include territories that are far remote from the ‘home’ country of the empire, such as the Carthaginian Empire and British Empire.[3] Aside from the more formal usage, the word empire can also refer colloquially to a large-scale business enterprise (e.g. a transnational corporation), a political organisation controlled by a single individual (a political boss), or a group (political bosses).[4] The concept of empire is associated with other such concepts as imperialism, colonialism, and globalization, with imperialism referring to the creation and maintenance of unequal relationships between nations and not necessarily the policy of a state headed by an emperor or empress. Empire is often used as a term to describe displeasure to overpowering situations.[5]