Bertsch-Oceanview, CA First Time Homebuyer

Hundreds of first time homebuyers across Bertsch-Oceanview, CA are ready for home ownership.  Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help first home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying challenges presented by 2024 Bertsch-Oceanview mortgage guidelines. Our mission is to get you approved and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to find a payment you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for the home of your dreams.
  • Secure a loan and purchase your new home!

First Time Homebuyer Options

First time homebuyers in Bertsch-Oceanview, CA have so many options.  With a CONVENTIONAL or FHA mortgage, borrowers can buy with as little as 3% down.  For those who still lack the down payment check out our First Time Homebuyer Grant.  For Veterans (VA loan) or those looking to buy in rural areas (USDA Loan) we have no money down options.  New Alternative mortgage programs in 2024 give homebuyers the option to qualify even with bank statements.  First time homebuyer experts are standing by near Bertsch-Oceanview, CA and ready to help.  Connect with a licensed first time homebuyer specialist, ask questions, see if you qualify, and get free quotes. Call (888)416-0920

Mortgage Brokers near Bertsch-Oceanview, CA

When it comes to Bertsch-Oceanview, California home loans, Mortgage Brokers have more options.  Regardless of what a consumer thinks, Bertsch-Oceanview Mortgage Brokers offer a wholesale rate and lower costs.  Going directly to the bank or a mortgage lender is not a better option.  If you are in doubt, it is always a good idea to get a couple of quotes and compare them.  If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920.  A Bertsch-Oceanview, CA Mortgage Broker will be able to offer you more programs.  Banks and Lenders have set mortgage guidelines including set credit score limits.  Mortgage Brokers in Bertsch-Oceanview can work with all types of credit scores.

Working around Credit Issues with Top Rated Specialists

The Bertsch-Oceanview home mortgage team is celebrating its 26th year in business.  Our experience allows for consumer mortgage confidence especially with first time home buyers.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you.

Get on the Path to Home Ownership. We got your Back!
First Home Buyers Bertsch-Oceanview, CA
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    First Homebuyer Benefits in Bertsch-Oceanview, CA

    • Little to no money down
    • Wholesale mortgage rates
    • Bruised credit excepted
    • Bankruptcies, Foreclosures, Short Sales Okay
    • Grants for down payment
    • Gift Funds Allowed

    Find your First Home Loan near Bertsch-Oceanview, CA (888)416-0920.

    Bertsch–Oceanview is a census-designated place (CDP) in Del Norte County, California, United States. The community is located east of Crescent City, at an elevation of 20 feet (6.1 m),[2] Bertsch–Oceanview has a total area of 5.9 square miles (15 km2)[3] of which 5.5 square miles (14 km2) is land and 0.3 square miles (0.78 km2) is water. Its population is 2,520 as of the 2020 census, up from 2,436 from the 2010 census. The Elk Valley Rancheria Indian reservation is located within Bertsch–Oceanview.[4]

    The 2010 United States Census[6] reported that Bertsch–Oceanview had a population of 2,436. The population density was 422.9 inhabitants per square mile (163.3/km2). The racial makeup of Bertsch–Oceanview was 1,810 (74.3%) White, 3 (0.1%) African American, 294 (12.1%) Native American, 94 (3.9%) Asian, 0 (0.0%) Pacific Islander, 81 (3.3%) from other races, and 154 (6.3%) from two or more races. Hispanic or Latino of any race were 310 persons (12.7%).

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