Bodega Bay, CA First Time Homebuyer
Hundreds of first time homebuyers across Bodega Bay, CA are ready for home ownership. Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help first home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates. We simplify the home buying challenges presented by 2024 Bodega Bay mortgage guidelines. Our mission is to get you approved and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:
- Review your finances to find a payment you can afford.
- Improve your credit score if needed to qualify.
- Obtain pre-approval to shop for the home of your dreams.
- Secure a loan and purchase your new home!
First Time Homebuyer Options
First time homebuyers in Bodega Bay, CA have so many options. With a CONVENTIONAL or FHA mortgage, borrowers can buy with as little as 3% down. For those who still lack the down payment check out our First Time Homebuyer Grant. For Veterans (VA loan) or those looking to buy in rural areas (USDA Loan) we have no money down options. New Alternative mortgage programs in 2024 give homebuyers the option to qualify even with bank statements. First time homebuyer experts are standing by near Bodega Bay, CA and ready to help. Connect with a licensed first time homebuyer specialist, ask questions, see if you qualify, and get free quotes. Call (888)416-0920
Mortgage Brokers near Bodega Bay, CA
When it comes to Bodega Bay, California home loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Bodega Bay Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920. A Bodega Bay, CA Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Bodega Bay can work with all types of credit scores.
Working around Credit Issues with Top Rated Specialists
The Bodega Bay home mortgage team is celebrating its 26th year in business. Our experience allows for consumer mortgage confidence especially with first time home buyers. We navigate consumers through the mortgage process, explain options and find what choice works best for you.
Get on the Path to Home Ownership. We got your Back!
First Home Buyers Bodega Bay, CA
Get Pre-Qualified Now
First Homebuyer Benefits in Bodega Bay, CA
- Little to no money down
- Wholesale mortgage rates
- Bruised credit excepted
- Bankruptcies, Foreclosures, Short Sales Okay
- Grants for down payment
- Gift Funds Allowed
Find your First Home Loan near Bodega Bay, CA (888)416-0920.
Bodega Bay (Spanish: Bahía Bodega) is a shallow, rocky inlet of the Pacific Ocean on the coast of northern California in the United States. It is approximately 5 mi (8 km) across and is located approximately 40 mi (60 km) northwest of San Francisco and 20 mi (32 km) west of Santa Rosa. The bay straddles the boundary between Sonoma County to the north and Marin County to the south. The bay is a marine habitat used for navigation, recreation (including swimming and surfing, especially by the Dillon Beach area), and commercial and sport fishing (including shellfish harvesting).[3]
Bodega Bay is protected on its north end from the Pacific Ocean by Bodega Head, which shelters the small Bodega Harbor and is separated from the main bay by a jetty. The San Andreas Fault runs parallel to the coastline and bisects Bodega Head, which lies on the Pacific Plate; the town is on the North American Plate. The village of Bodega Bay sits on the east side of Bodega Harbor. The bay connects on its south end to the mouth of Tomales Bay.