El Dorado Hills, CA First Time Homebuyer

Hundreds of first time homebuyers across El Dorado Hills, CA are ready for home ownership.  Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help first home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying challenges presented by 2024 El Dorado Hills mortgage guidelines. Our mission is to get you approved and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to find a payment you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for the home of your dreams.
  • Secure a loan and purchase your new home!

First Time Homebuyer Options

First time homebuyers in El Dorado Hills, CA have so many options.  With a CONVENTIONAL or FHA mortgage, borrowers can buy with as little as 3% down.  For those who still lack the down payment check out our First Time Homebuyer Grant.  For Veterans (VA loan) or those looking to buy in rural areas (USDA Loan) we have no money down options.  New Alternative mortgage programs in 2024 give homebuyers the option to qualify even with bank statements.  First time homebuyer experts are standing by near El Dorado Hills, CA and ready to help.  Connect with a licensed first time homebuyer specialist, ask questions, see if you qualify, and get free quotes. Call (888)416-0920

Mortgage Brokers near El Dorado Hills, CA

When it comes to El Dorado Hills, California home loans, Mortgage Brokers have more options.  Regardless of what a consumer thinks, El Dorado Hills Mortgage Brokers offer a wholesale rate and lower costs.  Going directly to the bank or a mortgage lender is not a better option.  If you are in doubt, it is always a good idea to get a couple of quotes and compare them.  If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920.  A El Dorado Hills, CA Mortgage Broker will be able to offer you more programs.  Banks and Lenders have set mortgage guidelines including set credit score limits.  Mortgage Brokers in El Dorado Hills can work with all types of credit scores.

Working around Credit Issues with Top Rated Specialists

The El Dorado Hills home mortgage team is celebrating its 26th year in business.  Our experience allows for consumer mortgage confidence especially with first time home buyers.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you.

Get on the Path to Home Ownership. We got your Back!
First Home Buyers El Dorado Hills, CA
Get Pre-Qualified Now

    First Homebuyer Benefits in El Dorado Hills, CA

    • Little to no money down
    • Wholesale mortgage rates
    • Bruised credit excepted
    • Bankruptcies, Foreclosures, Short Sales Okay
    • Grants for down payment
    • Gift Funds Allowed

    Find your First Home Loan near El Dorado Hills, CA (888)416-0920.

    El Dorado Hills (El Dorado, Spanish for “The Golden”) is an unincorporated town and census-designated place in El Dorado County, California. Located in the Greater Sacramento region of Northern California, it had a population was 50,547 at the 2020 census, up from 42,108 at the 2010 census.[3] El Dorado Hills is primarily an affluent suburb of Sacramento.

    During the California Gold Rush, gold was washed down the South Fork of the American River, into areas now in El Dorado Hills and Folsom, but farming and ranching supplanted mining or panning for gold. Portions of two Pony Express routes in this area from 1860 to 1861 remain as modern El Dorado Hills roads.[4]

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