Diamond Springs, CA First Time Homebuyer

Hundreds of first time homebuyers across Diamond Springs, CA are ready for home ownership.  Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help first home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying challenges presented by 2024 Diamond Springs mortgage guidelines. Our mission is to get you approved and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to find a payment you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for the home of your dreams.
  • Secure a loan and purchase your new home!

First Time Homebuyer Options

First time homebuyers in Diamond Springs, CA have so many options.  With a CONVENTIONAL or FHA mortgage, borrowers can buy with as little as 3% down.  For those who still lack the down payment check out our First Time Homebuyer Grant.  For Veterans (VA loan) or those looking to buy in rural areas (USDA Loan) we have no money down options.  New Alternative mortgage programs in 2024 give homebuyers the option to qualify even with bank statements.  First time homebuyer experts are standing by near Diamond Springs, CA and ready to help.  Connect with a licensed first time homebuyer specialist, ask questions, see if you qualify, and get free quotes. Call (888)416-0920

Mortgage Brokers near Diamond Springs, CA

When it comes to Diamond Springs, California home loans, Mortgage Brokers have more options.  Regardless of what a consumer thinks, Diamond Springs Mortgage Brokers offer a wholesale rate and lower costs.  Going directly to the bank or a mortgage lender is not a better option.  If you are in doubt, it is always a good idea to get a couple of quotes and compare them.  If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920.  A Diamond Springs, CA Mortgage Broker will be able to offer you more programs.  Banks and Lenders have set mortgage guidelines including set credit score limits.  Mortgage Brokers in Diamond Springs can work with all types of credit scores.

Working around Credit Issues with Top Rated Specialists

The Diamond Springs home mortgage team is celebrating its 26th year in business.  Our experience allows for consumer mortgage confidence especially with first time home buyers.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you.

Get on the Path to Home Ownership. We got your Back!
First Home Buyers Diamond Springs, CA
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    First Homebuyer Benefits in Diamond Springs, CA

    • Little to no money down
    • Wholesale mortgage rates
    • Bruised credit excepted
    • Bankruptcies, Foreclosures, Short Sales Okay
    • Grants for down payment
    • Gift Funds Allowed

    Find your First Home Loan near Diamond Springs, CA (888)416-0920.

    Diamond Springs (formerly, Diamond Spring and Diamond)[2] is a census-designated place (CDP) in El Dorado County, California, United States. It is part of the Sacramento–Arden-Arcade–Roseville Metropolitan Statistical Area. The population was 11,037 at the 2010 census, up from 4,888 at the 2000 census. The town is registered as California Historical Landmark number 487.[3] It lies at an elevation of 1791 feet (546 m).[4]

    This town, settled in 1848, derived its name from its crystal clear springs. Among the most gold-rich locations in the region, the area produced a 25-pound nugget, one of the largest ever found in El Dorado County. Its most thriving period was in 1851 and, through its lumber, lime production, and agriculture, Diamond Springs has retained some of its early importance.

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