Dollar Point, CA First Time Homebuyer

Hundreds of first time homebuyers across Dollar Point, CA are ready for home ownership.  Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help first home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying challenges presented by 2024 Dollar Point mortgage guidelines. Our mission is to get you approved and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to find a payment you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for the home of your dreams.
  • Secure a loan and purchase your new home!

First Time Homebuyer Options

First time homebuyers in Dollar Point, CA have so many options.  With a CONVENTIONAL or FHA mortgage, borrowers can buy with as little as 3% down.  For those who still lack the down payment check out our First Time Homebuyer Grant.  For Veterans (VA loan) or those looking to buy in rural areas (USDA Loan) we have no money down options.  New Alternative mortgage programs in 2024 give homebuyers the option to qualify even with bank statements.  First time homebuyer experts are standing by near Dollar Point, CA and ready to help.  Connect with a licensed first time homebuyer specialist, ask questions, see if you qualify, and get free quotes. Call (888)416-0920

Mortgage Brokers near Dollar Point, CA

When it comes to Dollar Point, California home loans, Mortgage Brokers have more options.  Regardless of what a consumer thinks, Dollar Point Mortgage Brokers offer a wholesale rate and lower costs.  Going directly to the bank or a mortgage lender is not a better option.  If you are in doubt, it is always a good idea to get a couple of quotes and compare them.  If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920.  A Dollar Point, CA Mortgage Broker will be able to offer you more programs.  Banks and Lenders have set mortgage guidelines including set credit score limits.  Mortgage Brokers in Dollar Point can work with all types of credit scores.

Working around Credit Issues with Top Rated Specialists

The Dollar Point home mortgage team is celebrating its 26th year in business.  Our experience allows for consumer mortgage confidence especially with first time home buyers.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you.

Get on the Path to Home Ownership. We got your Back!
First Home Buyers Dollar Point, CA
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    First Homebuyer Benefits in Dollar Point, CA

    • Little to no money down
    • Wholesale mortgage rates
    • Bruised credit excepted
    • Bankruptcies, Foreclosures, Short Sales Okay
    • Grants for down payment
    • Gift Funds Allowed

    Find your First Home Loan near Dollar Point, CA (888)416-0920.

    Dollar Point is a census-designated place (CDP) in Placer County, California, United States, along the northwest shore of Lake Tahoe. It is part of the Sacramento–Arden-Arcade–Roseville Metropolitan Statistical Area. The population was 1,215 at the 2010 census down from 1,539 at the 2000 census.

    In 1884 the Glenbrook Mills logged 337 acres on a point on Lake Tahoe. In 1898 Lake Tahoe Railway and Transportation Company (D.L. Bliss) was formed and built 16 miles (26 km) of narrow gauge track into the area that became known as Dollar Point. Southern Pacific leased the track rights in 1925 and converted the tracks to Standard gauge in 1926, bought the property in 1933, and abandoned the tracks in 1943. In 1916 Lora Josephine Knight bought the point. The land was originally part of an area called Chinquapin by the Washoe Indians. Robert Dollar purchased many properties such as the 1,436 acres in Rossmoor, California and in 1927 he purchased the area that had been called “Old Lousy”, “the lousy point”, and Observatory Point, from Lora Knight. She became well known for building Vikingsholm Castle in 1929. She and her husband were also primary financial backers of Charles Lindbergh’s non-stop solo flight across the Atlantic.

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