Cambria, CA First Time Homebuyer
Hundreds of first time homebuyers across Cambria, CA are ready for home ownership. Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help first home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates. We simplify the home buying challenges presented by 2024 Cambria mortgage guidelines. Our mission is to get you approved and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:
- Review your finances to find a payment you can afford.
- Improve your credit score if needed to qualify.
- Obtain pre-approval to shop for the home of your dreams.
- Secure a loan and purchase your new home!
First Time Homebuyer Options
First time homebuyers in Cambria, CA have so many options. With a CONVENTIONAL or FHA mortgage, borrowers can buy with as little as 3% down. For those who still lack the down payment check out our First Time Homebuyer Grant. For Veterans (VA loan) or those looking to buy in rural areas (USDA Loan) we have no money down options. New Alternative mortgage programs in 2024 give homebuyers the option to qualify even with bank statements. First time homebuyer experts are standing by near Cambria, CA and ready to help. Connect with a licensed first time homebuyer specialist, ask questions, see if you qualify, and get free quotes. Call (888)416-0920
Mortgage Brokers near Cambria, CA
When it comes to Cambria, California home loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Cambria Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920. A Cambria, CA Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Cambria can work with all types of credit scores.
Working around Credit Issues with Top Rated Specialists
The Cambria home mortgage team is celebrating its 26th year in business. Our experience allows for consumer mortgage confidence especially with first time home buyers. We navigate consumers through the mortgage process, explain options and find what choice works best for you.
Get on the Path to Home Ownership. We got your Back!
First Home Buyers Cambria, CA
Get Pre-Qualified Now
First Homebuyer Benefits in Cambria, CA
- Little to no money down
- Wholesale mortgage rates
- Bruised credit excepted
- Bankruptcies, Foreclosures, Short Sales Okay
- Grants for down payment
- Gift Funds Allowed
Find your First Home Loan near Cambria, CA (888)416-0920.
Cambria is a name for Wales, being the Latinised form of the Welsh name for the country, Cymru.[1] The term was not in use during the Roman period (when Wales had not come into existence as a distinct entity). It emerged later, in the medieval period, after the Anglo-Saxon settlement of much of Britain led to a territorial distinction between the new Anglo-Saxon kingdoms (which would become England and Southern Scotland) and the remaining Celtic British kingdoms (which would become Wales and, before their absorption into England, Cornwall to the south and Strathclyde or Hen Ogledd to the north). Latin being the primary language of scholarship in Western Christendom, writers needed a term to refer to the Celtic British territory and coined Cambria based on the Welsh name for it.
The Welsh word Cymru (Wales), along with Cymry (Welsh people), was falsely supposed by 17th-century Celticists to be connected to the Biblical Gomer, or to the Cimbri or the Cimmerians of antiquity. In reality, it is descended from the Brittonic word combrogi, meaning ‘fellow-countrymen’.[2] The name thus conveyed something like ‘[Land of] the Compatriots’. The use of Cymry as a self-designation seems to have arisen in the post-Roman era, to refer collectively to the Brittonic-speaking peoples of Britain, inhabiting what are now Wales, Cornwall, Northern England, and Southern Scotland.[3] It came into use as a self-description probably before the 7th century[4] and is attested (as Kymry) in a praise poem to Cadwallon ap Cadfan (Moliant Cadwallon, by Afan Ferddig) c. 633.[5] In Welsh literature, the word Cymry was used throughout the Middle Ages to describe the Welsh, though the older, more generic term Brythoniaid continued to be used to describe any of the Britonnic peoples (including the Welsh) and was the more common literary term until c. 1100. Thereafter, Cymry prevailed as a reference to the Welsh. Until c. 1560, the word was spelt Kymry or Cymry, regardless of whether it referred to the people or the country; Cymru for the country evolved later.[6] The Latinised form Cambria was coined in the Middle Ages, and was used regularly by Geoffrey of Monmouth.