St. Johns County, FL FHA Home Loans

FHA home loans continue to be a popular mortgage choice for St. Johns County, FL home buyers and those looking to refinance.  In fact the FHA has been helping people own homes in cities like St. Johns County since 1934.  Simplified 2024  guidelines include easier qualifications with low down payments.  Even better St. Johns County consumers can keep their down payment in the bank with the help of the St. Johns County FHA home buyer grant.  Credit scores will play a major factor in determining if and what FHA program will be available to you.  St. Johns County FHA quotes are always free, get started by calling (888)416-0920.  FHA experts are standing by near St. Johns County, FL and ready to help.  Connect with a licensed home FHA specialist, ask questions and find out if you qualify.

  • 560 FICO – 10% Down
  • 580 FICO – 3.5% Down – Call to Check Grant Eligibility
  • 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
  • Gift funds can be used on FHA transactions if needed.

Mortgage Brokers offer Lower FHA Rates and Costs

When it comes to St. Johns County, FL FHA loans, Mortgage Brokers have more options.  Regardless of what a consumer thinks, St. Johns County Mortgage Brokers offer a wholesale rate and lower costs.  Going directly to the bank or a mortgage lender is not a better option.  If you are in doubt, it is always a good idea to get a couple of quotes and compare them.  If you still don’t understand the difference between St. Johns County, FL FHA wholesale and retail mortgage rates call (888)416-0920.  A St. Johns County, FL Mortgage Broker will be able to offer you more programs.  Banks and Lenders have set mortgage guidelines including set credit score limits.  Mortgage Brokers in St. Johns County can work with all types of credit scores.

Working with Top Rated FHA Specialists

The St. Johns County FHA Mortgage team is celebrating its 26th year in business.  Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans.  Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.

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FHA Home Loan in St. Johns County, FL
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    FHA Benefits in St. Johns County, FL

    • Lower Rates
    • Lower Payments
    • Fixed Payments
    • Easier Qualifications
    • FHA Grants for Down Payment
    • Gift Funds Allowed

    Find your FHA Mortgage near St. Johns County, FL (888)416-0920.

    St. Johns County is a county of the U.S. state of Florida. As of the 2010 United States Census, the county’s population was 190,039.[2] The county seat and largest incorporated city is St. Augustine.[3] St. Johns County is part of the Jacksonville metropolitan area.

    The county was established in 1821. It is one of the two original counties established after Florida was ceded to the United States, at the start of the Florida Territorial period, and corresponded roughly with the former colonial province of East Florida. It was named for the St. Johns River, which runs along its western border.

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