Ocala, FL FHA Home Loans

FHA home loans continue to be a popular mortgage choice for Ocala, FL home buyers and those looking to refinance.  In fact the FHA has been helping people own homes in cities like Ocala since 1934.  Simplified 2020  guidelines include easier qualifications with low down payments.  Even better Ocala consumers can keep their down payment in the bank with the help of the Ocala FHA home buyer grant.  Credit scores will play a major factor in determining if and what FHA program will be available to you.  Ocala FHA quotes are always free, get started by calling (888)416-0920.  FHA experts are standing by near Ocala, FL and ready to help.  Connect with a licensed home FHA specialist, ask questions and find out if you qualify.

  • 560 FICO – 10% Down
  • 580 FICO – 3.5% Down – Call to Check Grant Eligibility
  • 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
  • Gift funds can be used on FHA transactions if needed.

Mortgage Brokers offer Lower FHA Rates and Costs

When it comes to Ocala, FL FHA loans, Mortgage Brokers have more options.  Regardless of what a consumer thinks, Ocala Mortgage Brokers offer a wholesale rate and lower costs.  Going directly to the bank or a mortgage lender is not a better option.  If you are in doubt, it is always a good idea to get a couple of quotes and compare them.  If you still don’t understand the difference between Ocala, FL FHA wholesale and retail mortgage rates call (888)416-0920.  A Ocala, FL Mortgage Broker will be able to offer you more programs.  Banks and Lenders have set mortgage guidelines including set credit score limits.  Mortgage Brokers in Ocala can work with all types of credit scores.

Working with Top Rated FHA Specialists

The Ocala FHA Mortgage team is celebrating its 23rd year in business.  Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans.  Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.

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FHA Home Loan in Ocala, FL
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FHA Benefits in Ocala, FL

  • Lower Rates
  • Lower Payments
  • Fixed Payments
  • Easier Qualifications
  • FHA Grants for Down Payment
  • Gift Funds Allowed

Find your FHA Mortgage near Ocala, FL (888)416-0920.

Ocala (/oʊˈkælə/ oh-KAL-ə) is a city in Marion County, Florida, United States, which is part of the northern region of the state. As of the 2017 census, its population, estimated by the United States Census Bureau, was 59,110, making it the 49th most populated city in Florida.[5]