Prunedale, CA FHA Home Loans

FHA home loans continue to be a popular mortgage choice for Prunedale, California home buyers and those looking to refinance.  In fact the FHA has been helping people own homes in cities like Prunedale since 1934.  Simplified 2023  guidelines include easier qualifications with low down payments.  Even better Prunedale consumers can keep their down payment in the bank with the help of the Prunedale, CA FHA home buyer grant.  Credit scores will play a major factor in determining if and what FHA program will be available to you.

Prunedale FHA quotes are always free, get started by calling (888)416-0920.  FHA experts are standing by near Prunedale, CA and ready to help.  Connect with a licensed home FHA specialist, ask questions and find out if you qualify.

  • 560 FICO – 10% Down
  • 580 FICO – 3.5% Down – Call to Check Grant Eligibility
  • 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
  • Gift funds can be used on FHA transactions if needed.

Mortgage Brokers offer Lower FHA Rates and Costs

When it comes to Prunedale, CA FHA loans, Mortgage Brokers have more options.  Regardless of what a consumer thinks, Prunedale, CA Mortgage Brokers offer a wholesale rate and lower costs.  Going directly to the bank or a mortgage lender is not a better option.  If you are in doubt, it is always a good idea to get a couple of quotes and compare them.  If you still don’t understand the difference between Prunedale FHA wholesale and retail mortgage rates call (888)416-0920.  A Prunedale, CA Mortgage Broker will be able to offer you more programs.  Banks and Lenders have set mortgage guidelines including set credit score limits.  Mortgage Brokers in Prunedale, CA can work with all types of credit scores.

Working with Top Rated FHA Specialists

The Prunedale FHA Mortgage team is celebrating its 25th year in business.  Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans.  Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.

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FHA Home Loan in Prunedale, CA
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    FHA Benefits in Prunedale, CA

    • Lower Rates
    • Lower Payments
    • Fixed Payments
    • Easier Qualifications
    • FHA Grants for Down Payment
    • Gift Funds Allowed

    Find your FHA Mortgage near Prunedale, CA (888)416-0920.

    Prunedale is a census-designated place in Monterey County, California. Prunedale is located 8 miles (13 km) north of Salinas,[5] at an elevation of 92 feet (28 m).[4] The population was 17,560 residents at the time of the 2010 census, up from 16,432 at the 2000 census. Plum trees were grown in Prunedale in the early days of its founding but the trees died soon after due to poor irrigation and fertilizer.[6][7]

    One of the area’s earliest settlers was Charles Langley, a Watsonville banker, who also operated the Prunedale post office.[8] The Prunedale post office opened in 1894, closed in 1908, and re-opened in 1953.[5] Langley helped establish the Watsonville post office mail service in Prunedale.[8] Langley Canyon Road in Prunedale is named after the Langley family. It was around the time of Prunedale’s founding that the plum orchard failed due to a lack of irrigation and fertilizer, yet the name Prunedale was retained. The unincorporated area maintains a rural feel in most areas.[8]