American Canyon, CA FHA Home Loans

FHA home loans continue to be a popular mortgage choice for American Canyon, California home buyers and those looking to refinance.  In fact the FHA has been helping people own homes in cities like American Canyon since 1934.  Simplified 2024  guidelines include easier qualifications with low down payments.  Even better American Canyon consumers can keep their down payment in the bank with the help of the American Canyon, CA FHA home buyer grant.  Credit scores will play a major factor in determining if and what FHA program will be available to you.

American Canyon FHA quotes are always free, get started by calling (888)416-0920.  FHA experts are standing by near American Canyon, CA and ready to help.  Connect with a licensed home FHA specialist, ask questions and find out if you qualify.

  • 560 FICO – 10% Down
  • 580 FICO – 3.5% Down – Call to Check Grant Eligibility
  • 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
  • Gift funds can be used on FHA transactions if needed.

Mortgage Brokers offer Lower FHA Rates and Costs

When it comes to American Canyon, CA FHA loans, Mortgage Brokers have more options.  Regardless of what a consumer thinks, American Canyon, CA Mortgage Brokers offer a wholesale rate and lower costs.  Going directly to the bank or a mortgage lender is not a better option.  If you are in doubt, it is always a good idea to get a couple of quotes and compare them.  If you still don’t understand the difference between American Canyon FHA wholesale and retail mortgage rates call (888)416-0920.  A American Canyon, CA Mortgage Broker will be able to offer you more programs.  Banks and Lenders have set mortgage guidelines including set credit score limits.  Mortgage Brokers in American Canyon, CA can work with all types of credit scores.

Working with Top Rated FHA Specialists

The American Canyon FHA Mortgage team is celebrating its 26th year in business.  Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans.  Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.

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FHA Home Loan in American Canyon, CA
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    FHA Benefits in American Canyon, CA

    • Lower Rates
    • Lower Payments
    • Fixed Payments
    • Easier Qualifications
    • FHA Grants for Down Payment
    • Gift Funds Allowed

    Find your FHA Mortgage near American Canyon, CA (888)416-0920.

    American Canyon (previously known as Napa Junction[6]) is a city located in southern Napa County, California, 35 miles (56 km) northeast of San Francisco, part of the San Francisco Bay Area. The 2020 census reported the city’s population as 21,837.[7] Its ZIP Code is 94503, and its area code is 707. It is in the Pacific Time time zone and observes Daylight-Saving Time. The city was incorporated in 1992.

    American Canyon is bounded geographically by the Napa River to the west, the foothills of the Sulfur Springs Mountains to the east, Vallejo and Solano County to the south and vineyards and the Napa County Airport (IATA airport code APC) to the north. American Canyon Creek, a tributary of the Napa River, runs through the city.

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