Portola Hills, CA FHA Home Loans
FHA home loans continue to be a popular mortgage choice for Portola Hills, California home buyers and those looking to refinance. In fact the FHA has been helping people own homes in cities like Portola Hills since 1934. Simplified 2024 guidelines include easier qualifications with low down payments. Even better Portola Hills consumers can keep their down payment in the bank with the help of the Portola Hills, CA FHA home buyer grant. Credit scores will play a major factor in determining if and what FHA program will be available to you.
Portola Hills FHA quotes are always free, get started by calling (888)416-0920. FHA experts are standing by near Portola Hills, CA and ready to help. Connect with a licensed home FHA specialist, ask questions and find out if you qualify.
- 560 FICO – 10% Down
- 580 FICO – 3.5% Down – Call to Check Grant Eligibility
- 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
- Gift funds can be used on FHA transactions if needed.
Mortgage Brokers offer Lower FHA Rates and Costs
When it comes to Portola Hills, CA FHA loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Portola Hills, CA Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between Portola Hills FHA wholesale and retail mortgage rates call (888)416-0920. A Portola Hills, CA Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Portola Hills, CA can work with all types of credit scores.
Working with Top Rated FHA Specialists
The Portola Hills FHA Mortgage team is celebrating its 27th year in business. Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans. Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.
Get on the Path to Refinancing. We got your Back!
FHA Home Loan in Portola Hills, CA
Get Pre-Qualified Now
FHA Benefits in Portola Hills, CA
- Lower Rates
- Lower Payments
- Fixed Payments
- Easier Qualifications
- FHA Grants for Down Payment
- Gift Funds Allowed
Find your FHA Mortgage near Portola Hills, CA (888)416-0920.
Portola Hills is a district in the city of Lake Forest, California in Orange County, United States. It was formerly an unincorporated community and census-designated place before it was annexed into Lake Forest in 2000. The population was 6,391 at the 2000 census. Portola Hills lies near Whiting Ranch Wilderness Park and Cleveland National Forest. Foothill Ranch is to the west, Rancho Santa Margarita in the southeast, Mission Viejo in the south, and the unincorporated regions of Silverado and Santiago Canyon to the north and northeast.
The tracts were developed in the late 1980s through the early 1990s. The development was named after Gaspar de Portolá, California’s first terrestrial Spanish explorer, who passed through the vicinity in 1769. (Nearby Trabuco Canyon is named for a blunderbuss which was lost by expedition members.)