Bombay Beach, CA FHA Home Loans

FHA home loans continue to be a popular mortgage choice for Bombay Beach, California home buyers and those looking to refinance.  In fact the FHA has been helping people own homes in cities like Bombay Beach since 1934.  Simplified 2024  guidelines include easier qualifications with low down payments.  Even better Bombay Beach consumers can keep their down payment in the bank with the help of the Bombay Beach, CA FHA home buyer grant.  Credit scores will play a major factor in determining if and what FHA program will be available to you.

Bombay Beach FHA quotes are always free, get started by calling (888)416-0920.  FHA experts are standing by near Bombay Beach, CA and ready to help.  Connect with a licensed home FHA specialist, ask questions and find out if you qualify.

  • 560 FICO – 10% Down
  • 580 FICO – 3.5% Down – Call to Check Grant Eligibility
  • 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
  • Gift funds can be used on FHA transactions if needed.

Mortgage Brokers offer Lower FHA Rates and Costs

When it comes to Bombay Beach, CA FHA loans, Mortgage Brokers have more options.  Regardless of what a consumer thinks, Bombay Beach, CA Mortgage Brokers offer a wholesale rate and lower costs.  Going directly to the bank or a mortgage lender is not a better option.  If you are in doubt, it is always a good idea to get a couple of quotes and compare them.  If you still don’t understand the difference between Bombay Beach FHA wholesale and retail mortgage rates call (888)416-0920.  A Bombay Beach, CA Mortgage Broker will be able to offer you more programs.  Banks and Lenders have set mortgage guidelines including set credit score limits.  Mortgage Brokers in Bombay Beach, CA can work with all types of credit scores.

Working with Top Rated FHA Specialists

The Bombay Beach FHA Mortgage team is celebrating its 26th year in business.  Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans.  Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.

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FHA Home Loan in Bombay Beach, CA
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    FHA Benefits in Bombay Beach, CA

    • Lower Rates
    • Lower Payments
    • Fixed Payments
    • Easier Qualifications
    • FHA Grants for Down Payment
    • Gift Funds Allowed

    Find your FHA Mortgage near Bombay Beach, CA (888)416-0920.

    Bombay Beach is a census-designated place (CDP) in Imperial County, California, United States. It is located on the Salton Sea, 4 miles (6.4 km) west-southwest of Frink[3] and is the lowest community in the United States, located 223 feet (68 m) below sea level.[4] The population was 231 at the 2020 census, down from 295 in 2010, down from 366 in 2000.[5][6] It is part of the El Centro, California, metropolitan statistical area.

    Bombay Beach was once a popular getaway for beachgoers until the 1980s, when the draining and increasing salinity of the Salton Sea destroyed the lake’s ecosystem and drove businesses and private landowners out of the area, rendering Bombay Beach a ghost town. Despite this, by 2018, a number of people had moved into the area, and the town’s many abandoned structures and features from its past have drawn visitors back in. An article in The Guardian stated that it was “enjoying a rebirth of sorts with an influx of artists, intellectuals and hipsters who have turned it into a bohemian playground.”[7] The Bombay Beach Biennale, an annual art festival, is held here.

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