Port St. Lucie, FL FHA Home Loans

FHA home loans continue to be a popular mortgage choice for Port St. Lucie, FL home buyers and those looking to refinance.  In fact the FHA has been helping people own homes in cities like Port St. Lucie since 1934.  Simplified 2024  guidelines include easier qualifications with low down payments.  Even better Port St. Lucie consumers can keep their down payment in the bank with the help of the Port St. Lucie FHA home buyer grant.  Credit scores will play a major factor in determining if and what FHA program will be available to you.  Port St. Lucie FHA quotes are always free, get started by calling (888)416-0920.  FHA experts are standing by near Port St. Lucie, FL and ready to help.  Connect with a licensed home FHA specialist, ask questions and find out if you qualify.

  • 560 FICO – 10% Down
  • 580 FICO – 3.5% Down – Call to Check Grant Eligibility
  • 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
  • Gift funds can be used on FHA transactions if needed.

Mortgage Brokers offer Lower FHA Rates and Costs

When it comes to Port St. Lucie, FL FHA loans, Mortgage Brokers have more options.  Regardless of what a consumer thinks, Port St. Lucie Mortgage Brokers offer a wholesale rate and lower costs.  Going directly to the bank or a mortgage lender is not a better option.  If you are in doubt, it is always a good idea to get a couple of quotes and compare them.  If you still don’t understand the difference between Port St. Lucie, FL FHA wholesale and retail mortgage rates call (888)416-0920.  A Port St. Lucie, FL Mortgage Broker will be able to offer you more programs.  Banks and Lenders have set mortgage guidelines including set credit score limits.  Mortgage Brokers in Port St. Lucie can work with all types of credit scores.

Working with Top Rated FHA Specialists

The Port St. Lucie FHA Mortgage team is celebrating its 26th year in business.  Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans.  Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.

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FHA Home Loan in Port St. Lucie, FL
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    FHA Benefits in Port St. Lucie, FL

    • Lower Rates
    • Lower Payments
    • Fixed Payments
    • Easier Qualifications
    • FHA Grants for Down Payment
    • Gift Funds Allowed

    Find your FHA Mortgage near Port St. Lucie, FL (888)416-0920.

    Port St. Lucie is a city in St. Lucie County, Florida, United States. It is the most populous municipality in the county with a population of 164,603 at the 2010 census due to its rapid growth during the 2000s. It is located 125 miles southeast of Orlando, and 114 miles northwest of Miami.[7][8]In 2017, the United States Census Bureau estimated the city’s population at 189,344.[9] The Port St. Lucie Metropolitan Area includes the counties of St. Lucie County & Martin County and as of 2016 had an estimated population of 465,208[10]. Port St. Lucie is also contained within the Miami – Fort Lauderdale – Port St. Lucie Combined Statistic Area with an estimated population of 6,832,588.[11]

    Port St. Lucie was a largely uninhabited tract of land south of White City in the 1950s, composed of a fishing camp, a few farms and businesses near U.S. 1. In 1958, with a budget of $5, the General Development Corporation (GDC) purchased the River Park development and 40,000 acres (160 km2) along the North Fork of the St. Lucie River.[12] In 1959, the GDC opened its first bridge over the St. Lucie River, allowing for direct automobile access to Port St. Lucie.

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