Oliver Springs, TN FHA Home Loans

FHA home loans continue to be a popular mortgage choice for Oliver Springs, TN home buyers and those looking to refinance.  In fact the FHA has been helping people own homes in cities like Oliver Springs since 1934.  Simplified 2024  guidelines include easier qualifications with low down payments.  Even better Oliver Springs consumers can keep their down payment in the bank with the help of the Oliver Springs, TN FHA home buyer grant.  Credit scores will play a major factor in determining if and what FHA program will be available to you.  Oliver Springs FHA quotes are always free, get started by calling (888)416-0920.  FHA experts are standing by near Oliver Springs, TN and ready to help.  Connect with a licensed home FHA specialist, ask questions and find out if you qualify.

  • 560 FICO – 10% Down
  • 580 FICO – 3.5% Down – Call to Check Grant Eligibility
  • 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
  • Gift funds can be used on FHA transactions if needed.

Mortgage Brokers offer Lower FHA Rates and Costs

When it comes to Oliver Springs, TN FHA loans, Mortgage Brokers have more options.  Regardless of what a consumer thinks, Oliver Springs, TN Mortgage Brokers offer a wholesale rate and lower costs.  Going directly to the bank or a mortgage lender is not a better option.  If you are in doubt, it is always a good idea to get a couple of quotes and compare them.  If you still don’t understand the difference between Oliver Springs FHA wholesale and retail mortgage rates call (888)416-0920.  A Oliver Springs, TN Mortgage Broker will be able to offer you more programs.  Banks and Lenders have set mortgage guidelines including set credit score limits.  Mortgage Brokers in Oliver Springs, TN can work with all types of credit scores.

Working with Top Rated FHA Specialists

The Oliver Springs FHA Mortgage team is celebrating its 26th year in business.  Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans.  Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.

Get on the Path to Refinancing. We got your Back!
FHA Home Loan in Oliver Springs, TN
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    FHA Benefits in Oliver Springs, TN

    • Lower Rates
    • Lower Payments
    • Fixed Payments
    • Easier Qualifications
    • FHA Grants for Down Payment
    • Gift Funds Allowed

    Find your FHA Mortgage near Oliver Springs, TN (888)416-0920.

    Oliver Springs is a town in Anderson, Morgan, and Roane counties in the U.S. state of Tennessee. Its population was 3,231 at the 2010 census.[7] It is included in the Harriman, Tennessee Micropolitan Statistical Area, which consists of Roane County.

    Oliver Springs was founded in 1821 as Winter’s Gap.[1] It was named for its first permanent settler of European descent, Major Moses Winters, who had settled in the area before 1799.

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