Charlotte, TN FHA Home Loans

FHA home loans continue to be a popular mortgage choice for Charlotte, TN home buyers and those looking to refinance.  In fact the FHA has been helping people own homes in cities like Charlotte since 1934.  Simplified 2024  guidelines include easier qualifications with low down payments.  Even better Charlotte consumers can keep their down payment in the bank with the help of the Charlotte, TN FHA home buyer grant.  Credit scores will play a major factor in determining if and what FHA program will be available to you.  Charlotte FHA quotes are always free, get started by calling (888)416-0920.  FHA experts are standing by near Charlotte, TN and ready to help.  Connect with a licensed home FHA specialist, ask questions and find out if you qualify.

  • 560 FICO – 10% Down
  • 580 FICO – 3.5% Down – Call to Check Grant Eligibility
  • 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
  • Gift funds can be used on FHA transactions if needed.

Mortgage Brokers offer Lower FHA Rates and Costs

When it comes to Charlotte, TN FHA loans, Mortgage Brokers have more options.  Regardless of what a consumer thinks, Charlotte, TN Mortgage Brokers offer a wholesale rate and lower costs.  Going directly to the bank or a mortgage lender is not a better option.  If you are in doubt, it is always a good idea to get a couple of quotes and compare them.  If you still don’t understand the difference between Charlotte FHA wholesale and retail mortgage rates call (888)416-0920.  A Charlotte, TN Mortgage Broker will be able to offer you more programs.  Banks and Lenders have set mortgage guidelines including set credit score limits.  Mortgage Brokers in Charlotte, TN can work with all types of credit scores.

Working with Top Rated FHA Specialists

The Charlotte FHA Mortgage team is celebrating its 26th year in business.  Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans.  Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.

Get on the Path to Refinancing. We got your Back!
FHA Home Loan in Charlotte, TN
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    FHA Benefits in Charlotte, TN

    • Lower Rates
    • Lower Payments
    • Fixed Payments
    • Easier Qualifications
    • FHA Grants for Down Payment
    • Gift Funds Allowed

    Find your FHA Mortgage near Charlotte, TN (888)416-0920.

    Charlotte (/ˈʃɑːrlət/ SHAR-lət) is the most populous city in the U.S. state of North Carolina. Located in the Piedmont region, it is the county seat of Mecklenburg County. The population was 874,579 as of the 2020 census,[7] making Charlotte the 16th-most populous city in the U.S., the seventh most populous city in the South, and the second most populous city in the Southeast behind Jacksonville, Florida. The city is the cultural, economic, and transportation center of the Charlotte metropolitan area, whose 2020 population of 2,660,329 ranked 22nd in the U.S.[6] The Charlotte metropolitan area is part of a sixteen-county market region or combined statistical area with a 2020 census-estimated population of 2,846,550.[8]

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