Oildale, CA FHA Home Loans
FHA home loans continue to be a popular mortgage choice for Oildale, California home buyers and those looking to refinance. In fact the FHA has been helping people own homes in cities like Oildale since 1934. Simplified 2024 guidelines include easier qualifications with low down payments. Even better Oildale consumers can keep their down payment in the bank with the help of the Oildale, CA FHA home buyer grant. Credit scores will play a major factor in determining if and what FHA program will be available to you.
Oildale FHA quotes are always free, get started by calling (888)416-0920. FHA experts are standing by near Oildale, CA and ready to help. Connect with a licensed home FHA specialist, ask questions and find out if you qualify.
- 560 FICO – 10% Down
- 580 FICO – 3.5% Down – Call to Check Grant Eligibility
- 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
- Gift funds can be used on FHA transactions if needed.
Mortgage Brokers offer Lower FHA Rates and Costs
When it comes to Oildale, CA FHA loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Oildale, CA Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between Oildale FHA wholesale and retail mortgage rates call (888)416-0920. A Oildale, CA Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Oildale, CA can work with all types of credit scores.
Working with Top Rated FHA Specialists
The Oildale FHA Mortgage team is celebrating its 27th year in business. Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans. Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.
Get on the Path to Refinancing. We got your Back!
FHA Home Loan in Oildale, CA
Get Pre-Qualified Now
FHA Benefits in Oildale, CA
- Lower Rates
- Lower Payments
- Fixed Payments
- Easier Qualifications
- FHA Grants for Down Payment
- Gift Funds Allowed
Find your FHA Mortgage near Oildale, CA (888)416-0920.
Oildale is a census-designated place (CDP) in Kern County, California, United States. Oildale is located 3.5 miles (5.6 km) north-northwest of downtown Bakersfield,[3] at an elevation of 469 feet (143 m).[2] The population was 32,684 at the 2010 census, up from 27,885 at the 2000 census. It is an unincorporated suburban town just north of Bakersfield across the Kern River, west of the Kern River Oil Field, and east of Highway 99.
Previously called Waits[2] and North Side,[3] Oildale was founded in 1909 when Samuel Dickinson subdivided his land.[3] The first post office opened at Oildale in 1916.[3] Most of the original U-2 spy planes flown out of Groom Lake were built at a secret factory in Oildale disguised as a tire factory, just west of Meadows Field Airport on Norris Road.