Loyalton, CA FHA Home Loans
FHA home loans continue to be a popular mortgage choice for Loyalton, California home buyers and those looking to refinance. In fact the FHA has been helping people own homes in cities like Loyalton since 1934. Simplified 2024 guidelines include easier qualifications with low down payments. Even better Loyalton consumers can keep their down payment in the bank with the help of the Loyalton, CA FHA home buyer grant. Credit scores will play a major factor in determining if and what FHA program will be available to you.
Loyalton FHA quotes are always free, get started by calling (888)416-0920. FHA experts are standing by near Loyalton, CA and ready to help. Connect with a licensed home FHA specialist, ask questions and find out if you qualify.
- 560 FICO – 10% Down
- 580 FICO – 3.5% Down – Call to Check Grant Eligibility
- 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
- Gift funds can be used on FHA transactions if needed.
Mortgage Brokers offer Lower FHA Rates and Costs
When it comes to Loyalton, CA FHA loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Loyalton, CA Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between Loyalton FHA wholesale and retail mortgage rates call (888)416-0920. A Loyalton, CA Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Loyalton, CA can work with all types of credit scores.
Working with Top Rated FHA Specialists
The Loyalton FHA Mortgage team is celebrating its 26th year in business. Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans. Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.
Get on the Path to Refinancing. We got your Back!
FHA Home Loan in Loyalton, CA
Get Pre-Qualified Now
FHA Benefits in Loyalton, CA
- Lower Rates
- Lower Payments
- Fixed Payments
- Easier Qualifications
- FHA Grants for Down Payment
- Gift Funds Allowed
Find your FHA Mortgage near Loyalton, CA (888)416-0920.
Loyalton is a city in Sierra County, California, United States. At the 2020 census, the population was 740, reflecting a decline of 29 from the 769 counted in 2010. The ZIP code for the community is 96118. The town is near the north extent of State Route 49, which ends at State Route 70 in Vinton. According to Rand-McNally, it is a fifty-mile drive on State Route 49 to the county seat, Downieville. Many of the population are ranchers, loggers, former loggers, or suburbanites who have relocated from the San Francisco Bay Area, Sacramento, and growing Reno–Tahoe area.
Loyalton is located at 39°40′36″N 120°14′35″W / 39.67667°N 120.24306°W / 39.67667; -120.24306 (39.676558, -120.243157).[5] Elevation above mean sea level for the area was listed as roughly 4,930 feet (1,500 m). The city is located along California State Route 49, the Gold Country Highway.