Miami, FL FHA Home Loans
FHA home loans continue to be a popular mortgage choice for Miami, FL home buyers and those looking to refinance. In fact the FHA has been helping people own homes in cities like Miami since 1934. Simplified 2024 guidelines include easier qualifications with low down payments. Even better Miami consumers can keep their down payment in the bank with the help of the Miami FHA home buyer grant. Credit scores will play a major factor in determining if and what FHA program will be available to you. Miami FHA quotes are always free, get started by calling (888)416-0920. FHA experts are standing by near Miami, FL and ready to help. Connect with a licensed home FHA specialist, ask questions and find out if you qualify.
- 560 FICO – 10% Down
- 580 FICO – 3.5% Down – Call to Check Grant Eligibility
- 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
- Gift funds can be used on FHA transactions if needed.
Mortgage Brokers offer Lower FHA Rates and Costs
When it comes to Miami, FL FHA loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Miami Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between Miami, FL FHA wholesale and retail mortgage rates call (888)416-0920. A Miami, FL Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Miami can work with all types of credit scores.
Working with Top Rated FHA Specialists
The Miami FHA Mortgage team is celebrating its 26th year in business. Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans. Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.
Get on the Path to Refinancing. We got your Back!
FHA Home Loan in Miami, FL
Get Pre-Qualified Now
FHA Benefits in Miami, FL
- Lower Rates
- Lower Payments
- Fixed Payments
- Easier Qualifications
- FHA Grants for Down Payment
- Gift Funds Allowed
Find your FHA Mortgage near Miami, FL (888)416-0920.
Miami, officially the City of Miami, is the cultural, economic and financial center of South Florida. Miami is the seat of Miami-Dade County, the most populous county in Florida. The city covers an area of about 56.6 square miles (147 km2), between the Everglades to the west and Biscayne Bay on the east; with a 2017 estimated population of 463,347, Miami is the sixth most densely populated major city in the United States. The Miami metropolitan area is home to 6.1 million people and the seventh-largest metropolitan area in the nation.[8] Miami’s metro area is the second-most populous metropolis in the southeastern United States and fourth-largest urban area in the U.S.[9][10] Miami has the third tallest skyline in the United States with over 300 high-rises, 80 of which stand taller than 400 feet.
Miami is a major center, and a leader in finance, commerce, culture, media, entertainment, the arts, and international trade.[11][12] The Miami Metropolitan Area is by far the largest urban economy in Florida and the 12th largest in the United States with a GDP of $344.9 billion as of 2017.[13] In 2012, Miami was classified as an Alpha − level world city in the World Cities Study Group’s inventory.[14] In 2010, Miami ranked seventh in the United States and 33rd among global cities in terms of business activity, human capital, information exchange, cultural experience, and political engagement.[15][16] In 2008, Forbes magazine ranked Miami “America’s Cleanest City”, for its year-round good air quality, vast green spaces, clean drinking water, clean streets, and citywide recycling programs.[17] According to a 2009 UBS study of 73 world cities, Miami was ranked as the richest city in the United States, and the world’s seventh-richest city in terms of purchasing power.[18] Miami is nicknamed the “Capital of Latin America”[1] and is the largest city with a Cuban-American plurality.[19]