Bay Harbor Islands, FL FHA Home Loans
FHA home loans continue to be a popular mortgage choice for Bay Harbor Islands, FL home buyers and those looking to refinance. In fact the FHA has been helping people own homes in cities like Bay Harbor Islands since 1934. Simplified 2024 guidelines include easier qualifications with low down payments. Even better Bay Harbor Islands consumers can keep their down payment in the bank with the help of the Bay Harbor Islands FHA home buyer grant. Credit scores will play a major factor in determining if and what FHA program will be available to you. Bay Harbor Islands FHA quotes are always free, get started by calling (888)416-0920. FHA experts are standing by near Bay Harbor Islands, FL and ready to help. Connect with a licensed home FHA specialist, ask questions and find out if you qualify.
- 560 FICO – 10% Down
- 580 FICO – 3.5% Down – Call to Check Grant Eligibility
- 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
- Gift funds can be used on FHA transactions if needed.
Mortgage Brokers offer Lower FHA Rates and Costs
When it comes to Bay Harbor Islands, FL FHA loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Bay Harbor Islands Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between Bay Harbor Islands, FL FHA wholesale and retail mortgage rates call (888)416-0920. A Bay Harbor Islands, FL Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Bay Harbor Islands can work with all types of credit scores.
Working with Top Rated FHA Specialists
The Bay Harbor Islands FHA Mortgage team is celebrating its 26th year in business. Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans. Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.
Get on the Path to Refinancing. We got your Back!
FHA Home Loan in Bay Harbor Islands, FL
Get Pre-Qualified Now
FHA Benefits in Bay Harbor Islands, FL
- Lower Rates
- Lower Payments
- Fixed Payments
- Easier Qualifications
- FHA Grants for Down Payment
- Gift Funds Allowed
Find your FHA Mortgage near Bay Harbor Islands, FL (888)416-0920.
Bay Harbor Islands (“BHI”) is a town in Miami-Dade County, Florida, United States. The population was 5,628 at the 2010 census.[citation needed] It is separated from the mainland by Biscayne Bay, over which the land masses are connected via the Broad Causeway. On the mainland side, BHI is bordered by the city of North Miami, while to the east it borders the villages of Bal Harbour and Surfside. To the south lies the exclusive village of Indian Creek. BHI is about 20 minutes’ driving distance away from Miami International Airport, and it is situated between the larger cities of Aventura and Miami Beach.
BHI was founded by Shepard Broad on April 28, 1947. It consists of two islands: originally known as Broadview and Bay Harbor, now referred to as, respectively, the West and East Islands. The West Island features single family homes, while the East Island contains the business district, a K-8 school, and multi-family housing.