La Vernia, TX FHA Home Loans
FHA home loans continue to be a popular mortgage choice for La Vernia, TX home buyers and those looking to refinance. In fact the FHA has been helping people own homes in cities like La Vernia since 1934. Simplified 2024 guidelines include easier qualifications with low down payments. Even better La Vernia consumers can keep their down payment in the bank with the help of the La Vernia, TX FHA home buyer grant. Credit scores will play a major factor in determining if and what FHA program will be available to you. La Vernia FHA quotes are always free, get started by calling (888)416-0920. FHA experts are standing by near La Vernia, TX and ready to help. Connect with a licensed home FHA specialist, ask questions and find out if you qualify.
- 560 FICO – 10% Down
- 580 FICO – 3.5% Down – Call to Check Grant Eligibility
- 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
- Gift funds can be used on FHA transactions if needed.
Mortgage Brokers offer Lower FHA Rates and Costs
When it comes to La Vernia, TX FHA loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, La Vernia, TX Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between La Vernia FHA wholesale and retail mortgage rates call (888)416-0920. A La Vernia, TX Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in La Vernia, TX can work with all types of credit scores.
Working with Top Rated FHA Specialists
The La Vernia FHA Mortgage team is celebrating its 26th year in business. Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans. Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.
Get on the Path to Refinancing. We got your Back!
FHA Home Loan in La Vernia, TX
Get Pre-Qualified Now
FHA Benefits in La Vernia, TX
- Lower Rates
- Lower Payments
- Fixed Payments
- Easier Qualifications
- FHA Grants for Down Payment
- Gift Funds Allowed
Find your FHA Mortgage near La Vernia, TX (888)416-0920.
La Vernia is a city in Wilson County, Texas, United States. La Vernia is on the south bank of Cibolo Creek at the junction of U.S. Highway 87 and Texas Farm to Market Road 775, about 25 miles east of downtown San Antonio.[4] The population was 1,077 at the 2020 census.[5][6] La Vernia is part of the San Antonio Metropolitan Statistical Area.
The La Vernia area was first inhabited by the Coahuiltecan speaking peoples of Texas and subsequently by nomadic bands of Apache and Comanche who migrated to Texas in the 17th century. One of the earliest land grants made was to Erastus “Deaf” Smith. Smith married Guadalupe Ruiz Durán, a Mexican citizen, who was descended from one of the original Tejano or Spanish Texas families;[7] and as such, received a land grant from the Mexican government on Cibolo Creek, north of present-day La Vernia in 1825. This area remained primarily unsettled by Europeans until 1837, when veterans from the Texas Revolution began to arrive.