Citrus City, TX FHA Home Loans

FHA home loans continue to be a popular mortgage choice for Citrus City, TX home buyers and those looking to refinance.  In fact the FHA has been helping people own homes in cities like Citrus City since 1934.  Simplified 2022  guidelines include easier qualifications with low down payments.  Even better Citrus City consumers can keep their down payment in the bank with the help of the Citrus City, TX FHA home buyer grant.  Credit scores will play a major factor in determining if and what FHA program will be available to you.  Citrus City FHA quotes are always free, get started by calling (888)416-0920.  FHA experts are standing by near Citrus City, TX and ready to help.  Connect with a licensed home FHA specialist, ask questions and find out if you qualify.

  • 560 FICO – 10% Down
  • 580 FICO – 3.5% Down – Call to Check Grant Eligibility
  • 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
  • Gift funds can be used on FHA transactions if needed.

Mortgage Brokers offer Lower FHA Rates and Costs

When it comes to Citrus City, TX FHA loans, Mortgage Brokers have more options.  Regardless of what a consumer thinks, Citrus City, TX Mortgage Brokers offer a wholesale rate and lower costs.  Going directly to the bank or a mortgage lender is not a better option.  If you are in doubt, it is always a good idea to get a couple of quotes and compare them.  If you still don’t understand the difference between Citrus City FHA wholesale and retail mortgage rates call (888)416-0920.  A Citrus City, TX Mortgage Broker will be able to offer you more programs.  Banks and Lenders have set mortgage guidelines including set credit score limits.  Mortgage Brokers in Citrus City, TX can work with all types of credit scores.

Working with Top Rated FHA Specialists

The Citrus City FHA Mortgage team is celebrating its 25th year in business.  Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans.  Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.

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FHA Home Loan in Citrus City, TX
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    FHA Benefits in Citrus City, TX

    • Lower Rates
    • Lower Payments
    • Fixed Payments
    • Easier Qualifications
    • FHA Grants for Down Payment
    • Gift Funds Allowed

    Find your FHA Mortgage near Citrus City, TX (888)416-0920.

    Citrus City is a census-designated place (CDP) in Hidalgo County, Texas. The population was 3,291 at the 2020 US Census.[1] It is part of the McAllen–Edinburg–Mission Metropolitan Statistical Area. The town was founded in 1943 during World War II by Howard Moffitt, a builder known for his vernacular Moffitt cottage architectural style, as part of a planned regional orange and grapefruit growing community. The local irrigation system proved to be too saline for fruit production, and the plans for a large town were revised. A few Moffitt houses survive in Citrus City.[4]

    Citrus City is located at 26°19′38″N 98°23′28″W / 26.32722°N 98.39111°W / 26.32722; -98.39111 (26.327092, -98.390987).[1]