FHA Home Loan Harker Heights, TX | Find Mortgage Brokers Near Harker Heights, Texas

Harker Heights, TX FHA Home Loans

FHA home loans continue to be a popular mortgage choice for Harker Heights, TX home buyers and those looking to refinance. In fact the FHA has been helping people own homes in cities like Harker Heights since 1934. Simplified 2024 guidelines include easier qualifications with low down payments. Even better Harker Heights consumers can keep their down payment in the bank with the help of the Harker Heights, TX FHA home buyer grant. Credit scores will play a major factor in determining if and what FHA program will be available to you. Harker Heights FHA quotes are always free, get started by calling (888)416-0920. FHA experts are standing by near Harker Heights, TX and ready to help. Connect with a licensed home FHA specialist, ask questions and find out if you qualify.

560 FICO – 10% Down
580 FICO – 3.5% Down – Call to Check Grant Eligibility
620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
Gift funds can be used on FHA transactions if needed.

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Mortgage Brokers offer Lower FHA Rates and Costs

When it comes to Harker Heights, TX FHA loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Harker Heights, TX Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between Harker Heights FHA wholesale and retail mortgage rates call (888)416-0920. A Harker Heights, TX Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Harker Heights, TX can work with all types of credit scores.

Working with Top Rated FHA Specialists

The Harker Heights FHA Mortgage team is celebrating its 26th year in business. Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans. Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.

Get on the Path to Refinancing. We got your Back!

My wife and I had the pleasure of being assigned to Ryan Sr. Loan Officer. He was polite, patient, professional and most importantly prepared throughout whole process. Ryan crunched numbers with impressive accuracy, explained documents line by line when we had questions and let us know what to expect so there wouldn’t be any surprises. Ryan is very knowledgeable and had no problem answering questions and sharing very important details which made us feel good about picking Smart Mortgage. Thank you Ryan for all your help and advice.

Frank & Anna

We applied with other lenders but had been turned down, but Smart mortgage worked with us so we can have our dream home! Our lender Jon, walked us through the process and was very helpful in answering questions promptly. He made the process easy for us. Jon always kept in daily communication with us, so there were no surprises! He made himself available anytime…..even when he was on vacation! The online submission of documents was very easy. Overall we think Smart Mortgage is an excellent company willing to work with people with blemished credit and give them the opportunity to live their dream of home ownership.

Wesley C

We worked with Brian who picked up our loan after our original broker quit working with us. I’ve never seen a more determined, hard working, and dedicated broker in action! Brian was amazing! We could write a book about our experience, bottom line… I wouldn’t work with anyone else or refer to anyone else. He gets it done!

Desi M

I highly recommend working with Jon for a home loan product. He handled our jumbo loan with the highest integrity and detail. In particular, he helped navigate the legal details associated with our land trust. Our experience was exceptional and will work with Jon in the future.

Erik H

I highly recommend choosing Brian as your Mortgage guy to make sure you get the house you want. He will make sure everything is done and not only in a timely manner but it gets done correctly. Your closing will go so smooth and there are no surprises with Him! He will be with you from beginning till the End! You will not be disappointed with his service!

Annie P

Anthony exceeded our expectations in all aspects,going above and beyond he kept us in the loop throughout the whole process and in finding us ways to keep our final expenses as low as possible I feel we got the best deal we could have. We are very happy with our choice.

Debbie S

Anthony was great to work with and was very thorough with explaining the whole process. He was a huge help with any questions we had. Will definitely recommend to friends and family.

Sergio V

Worked with Jon on a refi and it was terrific. My situation was a little bit complicated based on a few moving parts, however, the process went very smooth and all my options were clearly explained as we went along. I’m very pleased with the outcome.

John C

Very impressed. Jon walked me thru a difficult refi of 2 properties simultaneously. Always a quick response to any of my concerns. Would definitely recommend working with them.

Sue S

The very first time I spoke with Patty on the phone, I knew I would work with her to find my mortgage. Patty has a calm and confident approach to her work that illustrates her knowledge of the industry, The counsel she provided helped position me in a favorable position to buy my dream home. I would definitely recommend Patty to family and friends, and look to work with her again in the future.

Chris C

FHA Home Loan in Harker Heights, TX

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FHA Benefits in Harker Heights, TX

Lower Rates
Lower Payments
Fixed Payments
Easier Qualifications
FHA Grants for Down Payment
Gift Funds Allowed

Find your FHA Mortgage near Harker Heights, TX (888)416-0920.

Harker Heights is a city in Bell County, Texas, United States. As of the 2020 census, 33,097 people resided in the city,[4] up from a population of 17,308 in 2000. This makes Harker Heights the third-largest city in Bell County, after Killeen and Temple. Incorporated in 1960, the city derives its name from one of the two original landowners and founder, Harley Kern. Harker Heights is part of the Killeen–Temple–Fort Hood metropolitan area. People usually refer to the town as just “Heights”.

Harker Heights is located near Fort Hood, a major United States Army post that was designated a permanent military facility in 1950. As the post expanded, the surrounding civilian population increased. Water Control and Improvement District No. 4 was established on land near the Killeen city limits and the military post in 1955, and included the land owned by Pinckney R. Cox and Harley Kern, two hog farmers. These two men subdivided their land in 1957 and began selling lots. By 1960, between 600 and 700 of the lots had been developed and new residents supplied with water and other utility services. Following a petition for an incorporation election, the city was established on September 24, 1960, and Cox was elected mayor. Kern had died before the incorporation, and the Harker in Harker Heights was a concatenation of Harley Kern’s name as a tribute to one of the original landowners. The town’s boundaries expanded to include Forest Hills, Highland Oaks, and Comanche Hills. Cox, Sam Garth Jr., and Barney Sissom created GIASISCO Corporation, which was meant to help expand the town from 400 to 950 acres (160 to 380 ha).[5]

Harker Heights, TX FHA Home Loans

Mortgage Brokers offer Lower FHA Rates and Costs

Working with Top Rated FHA Specialists

Get on the Path to Refinancing. We got your Back!

FHA Home Loan in Harker Heights, TX

Get Pre-Qualified Now

FHA Benefits in Harker Heights, TX

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