Miami, TX FHA Home Loans

FHA home loans continue to be a popular mortgage choice for Miami, TX home buyers and those looking to refinance.  In fact the FHA has been helping people own homes in cities like Miami since 1934.  Simplified 2024  guidelines include easier qualifications with low down payments.  Even better Miami consumers can keep their down payment in the bank with the help of the Miami, TX FHA home buyer grant.  Credit scores will play a major factor in determining if and what FHA program will be available to you.  Miami FHA quotes are always free, get started by calling (888)416-0920.  FHA experts are standing by near Miami, TX and ready to help.  Connect with a licensed home FHA specialist, ask questions and find out if you qualify.

  • 560 FICO – 10% Down
  • 580 FICO – 3.5% Down – Call to Check Grant Eligibility
  • 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
  • Gift funds can be used on FHA transactions if needed.

Mortgage Brokers offer Lower FHA Rates and Costs

When it comes to Miami, TX FHA loans, Mortgage Brokers have more options.  Regardless of what a consumer thinks, Miami, TX Mortgage Brokers offer a wholesale rate and lower costs.  Going directly to the bank or a mortgage lender is not a better option.  If you are in doubt, it is always a good idea to get a couple of quotes and compare them.  If you still don’t understand the difference between Miami FHA wholesale and retail mortgage rates call (888)416-0920.  A Miami, TX Mortgage Broker will be able to offer you more programs.  Banks and Lenders have set mortgage guidelines including set credit score limits.  Mortgage Brokers in Miami, TX can work with all types of credit scores.

Working with Top Rated FHA Specialists

The Miami FHA Mortgage team is celebrating its 26th year in business.  Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans.  Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.

Get on the Path to Refinancing. We got your Back!
FHA Home Loan in Miami, TX
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    FHA Benefits in Miami, TX

    • Lower Rates
    • Lower Payments
    • Fixed Payments
    • Easier Qualifications
    • FHA Grants for Down Payment
    • Gift Funds Allowed

    Find your FHA Mortgage near Miami, TX (888)416-0920.

    Miami (/maɪˈæmi/), officially the City of Miami, is a major city and coastal metropolis located in Miami-Dade County in southeastern Florida. With a population of 442,241 as of the 2020 census,[6] it is the second-most populous city in Florida, the eleventh-most populous city in the Southeast U.S., and the 44th most populous city in the nation. Miami is the core of the nation’s ninth largest and world’s 34th largest metropolitan area with a population of 6.138 million people as of 2020.[7] The city has the third largest skyline in the United States with over 300 high-rises,[11] 58 of which exceed 491 ft (150 m).[12]

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