El Paso, TX FHA Home Loans
FHA home loans continue to be a popular mortgage choice for El Paso, TX home buyers and those looking to refinance. In fact the FHA has been helping people own homes in cities like El Paso since 1934. Simplified 2024 guidelines include easier qualifications with low down payments. Even better El Paso consumers can keep their down payment in the bank with the help of the El Paso, TX FHA home buyer grant. Credit scores will play a major factor in determining if and what FHA program will be available to you. El Paso FHA quotes are always free, get started by calling (888)416-0920. FHA experts are standing by near El Paso, TX and ready to help. Connect with a licensed home FHA specialist, ask questions and find out if you qualify.
- 560 FICO – 10% Down
- 580 FICO – 3.5% Down – Call to Check Grant Eligibility
- 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
- Gift funds can be used on FHA transactions if needed.
Mortgage Brokers offer Lower FHA Rates and Costs
When it comes to El Paso, TX FHA loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, El Paso, TX Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between El Paso FHA wholesale and retail mortgage rates call (888)416-0920. A El Paso, TX Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in El Paso, TX can work with all types of credit scores.
Working with Top Rated FHA Specialists
The El Paso FHA Mortgage team is celebrating its 26th year in business. Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans. Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.
Get on the Path to Refinancing. We got your Back!
FHA Home Loan in El Paso, TX
Get Pre-Qualified Now
FHA Benefits in El Paso, TX
- Lower Rates
- Lower Payments
- Fixed Payments
- Easier Qualifications
- FHA Grants for Down Payment
- Gift Funds Allowed
Find your FHA Mortgage near El Paso, TX (888)416-0920.
El Paso (/ɛl ˈpæsoʊ/; Spanish: [el ˈpaso] “the pass”) is a city in and the county seat of El Paso County in the far southwestern part of the U.S. state of Texas. The 2020 population of the city from the U.S. Census Bureau was 678,815,[4] making it the 23rd-largest city in the United States, the sixth-largest city in Texas, and the second-largest city in the Southwestern United States behind Phoenix, Arizona.[7] The city is also the second-largest majority-Hispanic city in the United States, with 81% of its population being Hispanic.[8] Its metropolitan statistical area covers all of El Paso and Hudspeth counties in Texas, and had a population of 868,859 in 2020.[9] El Paso has consistently been ranked as one of the safest large cities in the United States.