Cedar Key, FL FHA Home Loans
FHA home loans continue to be a popular mortgage choice for Cedar Key, FL home buyers and those looking to refinance. In fact the FHA has been helping people own homes in cities like Cedar Key since 1934. Simplified 2024 guidelines include easier qualifications with low down payments. Even better Cedar Key consumers can keep their down payment in the bank with the help of the Cedar Key FHA home buyer grant. Credit scores will play a major factor in determining if and what FHA program will be available to you. Cedar Key FHA quotes are always free, get started by calling (888)416-0920. FHA experts are standing by near Cedar Key, FL and ready to help. Connect with a licensed home FHA specialist, ask questions and find out if you qualify.
- 560 FICO – 10% Down
- 580 FICO – 3.5% Down – Call to Check Grant Eligibility
- 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
- Gift funds can be used on FHA transactions if needed.
Mortgage Brokers offer Lower FHA Rates and Costs
When it comes to Cedar Key, FL FHA loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Cedar Key Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between Cedar Key, FL FHA wholesale and retail mortgage rates call (888)416-0920. A Cedar Key, FL Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Cedar Key can work with all types of credit scores.
Working with Top Rated FHA Specialists
The Cedar Key FHA Mortgage team is celebrating its 26th year in business. Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans. Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.
Get on the Path to Refinancing. We got your Back!
FHA Home Loan in Cedar Key, FL
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FHA Benefits in Cedar Key, FL
- Lower Rates
- Lower Payments
- Fixed Payments
- Easier Qualifications
- FHA Grants for Down Payment
- Gift Funds Allowed
Find your FHA Mortgage near Cedar Key, FL (888)416-0920.
Cedar Key is a city in Levy County, Florida, United States. The population was 702 at the 2010 census.[5] The Cedar Keys are a cluster of islands near the mainland. Most of the developed area of the city has been on Way Key since the end of the 19th century. The Cedar Keys are named for the eastern red cedar, Juniperus virginiana, once abundant in the area.[6]
While evidence suggests human occupation as far back as 500 BC, the first maps of the area date to 1542, when it was labeled “Las Islas Sabines” by a Spanish cartographer.[citation needed] An archaeological dig at Shell Mound, 9 miles (14 km) north of Cedar Key, found artifacts dating back to 500 BC in the top 10 feet (3.0 m) of the 28-foot-tall (8.5 m) mound. The only ancient burial found in Cedar Key was a 2,000-year-old skeleton found in 1999.[7] Arrow heads and spear points dating from the Paleo period (12,000 years old) were collected by Cedar Key historian St. Clair Whitman and are displayed at the Cedar Key Museum State Park.