Jacksonville Beach, FL FHA Home Loans
FHA home loans continue to be a popular mortgage choice for Jacksonville Beach, FL home buyers and those looking to refinance. In fact the FHA has been helping people own homes in cities like Jacksonville Beach since 1934. Simplified 2024 guidelines include easier qualifications with low down payments. Even better Jacksonville Beach consumers can keep their down payment in the bank with the help of the Jacksonville Beach FHA home buyer grant. Credit scores will play a major factor in determining if and what FHA program will be available to you. Jacksonville Beach FHA quotes are always free, get started by calling (888)416-0920. FHA experts are standing by near Jacksonville Beach, FL and ready to help. Connect with a licensed home FHA specialist, ask questions and find out if you qualify.
- 560 FICO – 10% Down
- 580 FICO – 3.5% Down – Call to Check Grant Eligibility
- 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
- Gift funds can be used on FHA transactions if needed.
Mortgage Brokers offer Lower FHA Rates and Costs
When it comes to Jacksonville Beach, FL FHA loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Jacksonville Beach Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between Jacksonville Beach, FL FHA wholesale and retail mortgage rates call (888)416-0920. A Jacksonville Beach, FL Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Jacksonville Beach can work with all types of credit scores.
Working with Top Rated FHA Specialists
The Jacksonville Beach FHA Mortgage team is celebrating its 26th year in business. Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans. Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.
Get on the Path to Refinancing. We got your Back!
FHA Home Loan in Jacksonville Beach, FL
Get Pre-Qualified Now
FHA Benefits in Jacksonville Beach, FL
- Lower Rates
- Lower Payments
- Fixed Payments
- Easier Qualifications
- FHA Grants for Down Payment
- Gift Funds Allowed
Find your FHA Mortgage near Jacksonville Beach, FL (888)416-0920.
Jacksonville Beach is a coastal resort city in Duval County, Florida, United States. It was incorporated on May 22, 1907, as Pablo Beach, and would later change its name to Jacksonville Beach in 1925.[1] The city is part of group of communities collectively referred to as the Jacksonville Beaches. These communities include Mayport, Atlantic Beach, Neptune Beach, and Ponte Vedra Beach. When the city of Jacksonville consolidated with Duval County in 1968, Jacksonville Beach, together with Atlantic Beach, Neptune Beach, and Baldwin, voted to retain their own municipal governments. As a result, citizens of Jacksonville Beach are also eligible to vote in mayoral election for the City of Jacksonville. As of the 2010 census, Jacksonville Beach had a total population of 21,362.[6]
The area around present-day Jacksonville Beach was first settled by Spanish settlers. Spanish missions were established from Mayport to St. Augustine. Spain ceded Florida to Great Britain by treaty in 1763, only to have Spain regain it again, and then a final time in 1821 to the United States. American river pilots and fishermen came to Hazard, present-day Mayport, and established a port.[7]